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Kumulative Auswirkungen der Bankenregulierung auf die Geschäftsmodelle von Genossenschaftsbanken

Author

Listed:
  • Lange Marc

    (Lehrstuhl für Finanzierung und Kreditwirtschaft, Ruhr-Universität Bochum, Universitätsstraße 150, 44801, Bochum, Deutschland)

  • Paul Stephan

    (Lehrstuhl für Finanzierung und Kreditwirtschaft, Ruhr-Universität Bochum, Universitätsstraße 150, 44801, Bochum, Deutschland)

Abstract

We examine the effects of regulatory demands on business models of small and medium-sized German cooperative banks. Business models of cooperative banks change due to regulation. The importance of revenue sources shifts, a new prioritisation of customers is necessary. Product and service offering are to be adapted, pricing actions are to be taken and the asset liability management is to be adjusted.

Suggested Citation

  • Lange Marc & Paul Stephan, 2017. "Kumulative Auswirkungen der Bankenregulierung auf die Geschäftsmodelle von Genossenschaftsbanken," Zeitschrift für das gesamte Genossenschaftswesen, De Gruyter, vol. 67(4), pages 218-244, December.
    • Handle: RePEc:bpj:zfgewe:v:67:y:2017:i:4:p:218-244:n:2
    DOI: 10.1515/zfgg-2017-0024
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    References listed on IDEAS

    as
    1. Mr. Martin Cihak & Mr. Heiko Hesse, 2007. "Cooperative Banks and Financial Stability," IMF Working Papers 2007/002, International Monetary Fund.
    2. Fiordelisi, Franco & Mare, Davide Salvatore, 2014. "Competition and financial stability in European cooperative banks," Journal of International Money and Finance, Elsevier, vol. 45(C), pages 1-16.
    3. Arts, Vanessa, 2016. "Aktuelle Herausforderungen für Genossenschaftsbanken: Eine Analyse der Umwelt," Arbeitspapiere 163, University of Münster, Institute for Cooperatives.
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