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The Solvency II Process: Overview and Critical Analysis


  • Martin Eling
  • Hato Schmeiser
  • Joan T. Schmit


As early as the 1970s, European Union (EU) member countries implemented rules to coordinate insurance markets and regulation. However, with the more recent movement toward a general single EU market, financial services regulation has taken on new meaning and priority. Solvency I regulations went into effect for member nations by January 2004. The creation of risk‐based capital standards, the main focus of Solvency II, now appears likely sometime after 2007. The purpose of the discussion presented here is to outline the specifics of Solvency II as they currently stand and suggest important areas of future research.

Suggested Citation

  • Martin Eling & Hato Schmeiser & Joan T. Schmit, 2007. "The Solvency II Process: Overview and Critical Analysis," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 10(1), pages 69-85, March.
  • Handle: RePEc:bla:rmgtin:v:10:y:2007:i:1:p:69-85
    DOI: j.1540-6296.2007.00106.x

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