IDEAS home Printed from https://ideas.repec.org/a/bla/ecanth/v9y2022i1p72-83.html

Anything but micro—no small change: Informality practices at a nonprofit microlender in Washington, DC

Author

Listed:
  • Antoaneta Tileva

Abstract

This article is a case study of a nonprofit microlender in Washington, DC. It explores the ways in which this microlender serves the immigrant business community particularly well by tolerating a certain degree of informality in its lending and training policies. It focuses on the way informality in the lending and social practices of the organization is a pragmatic adaptation that begs to be recognized as a valid and potentially transformative alternative to “business as usual.” It also connects and contrasts microlending in the United States to that in the developing world.

Suggested Citation

  • Antoaneta Tileva, 2022. "Anything but micro—no small change: Informality practices at a nonprofit microlender in Washington, DC," Economic Anthropology, Wiley Blackwell, vol. 9(1), pages 72-83, January.
    • Handle: RePEc:bla:ecanth:v:9:y:2022:i:1:p:72-83
    DOI: 10.1002/sea2.12193
    as

    Download full text from publisher

    File URL: https://doi.org/10.1002/sea2.12193
    Download Restriction: no
    File URL: https://libkey.io/10.1002/sea2.12193?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    References listed on IDEAS

    as
    1. Muhammad Shehryar Shahid & Peter Rodgers & Colin C. Williams, 2017. "Evaluating the participation of an ethnic minority group in informal employment: a product of exit or exclusion?," Review of Social Economy, Taylor & Francis Journals, vol. 75(4), pages 468-488, October.
    2. Benjamin Feigenberg & Erica Field & Rohini Pande, 2013. "The Economic Returns to Social Interaction: Experimental Evidence from Microfinance," The Review of Economic Studies, Review of Economic Studies Ltd, vol. 80(4), pages 1459-1483.
    3. Ananya Roy, 2011. "Slumdog Cities: Rethinking Subaltern Urbanism," International Journal of Urban and Regional Research, Wiley Blackwell, vol. 35(2), pages 223-238, March.
    4. Ana Flavia Badue & Florbela Ribeiro, 2018. "Gendered redistribution and family debt: The ambiguities of a cash transfer program in Brazil," Economic Anthropology, Wiley Blackwell, vol. 5(2), pages 261-273, June.
    5. Susan Hanson, 2009. "Changing Places Through Women's Entrepreneurship," Economic Geography, Clark University, vol. 85(3), pages 245-267, July.
    6. Anna, Petrenko, . "Мaркування готової продукції як складова частина інформаційного забезпечення маркетингової діяльності підприємств овочепродуктового підкомплексу," Agricultural and Resource Economics: International Scientific E-Journal, Agricultural and Resource Economics: International Scientific E-Journal, vol. 2(01).
    7. Melissa Beresford, 2020. "Entrepreneurship as legacy building: Reimagining the economy in post‐apartheid South Africa," Economic Anthropology, Wiley Blackwell, vol. 7(1), pages 65-79, January.
    8. Robin G. Newberger & Anna L. Paulson & Audrey Singer & Jeremy Smith, 2006. "Financial access for immigrants: lessons from diverse perspectives," Monograph, Federal Reserve Bank of Chicago, number 2006faflfd.
    9. Ken Cavalluzzo & John Wolken, 2005. "Small Business Loan Turndowns, Personal Wealth, and Discrimination," The Journal of Business, University of Chicago Press, vol. 78(6), pages 2153-2178, November.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Blattman, Chris & Fiala, Nathan & Martinez, Sebastian, 2019. "The long term impacts of grants on poverty: 9-year evidence from Uganda’s Youth Opportunities Program," SocArXiv vctuh, Center for Open Science.
    2. Jaszczuk Joanna & Białek-Jaworska Anna & Opolski Krzysztof & Sylwestrzak Marek & Trzpioła Katarzyna, 2018. "Leasing Puzzle in Polish Small Firms Listed on the Alternative Market," Central European Economic Journal, Sciendo, vol. 5(52), pages 25-39, January.
    3. Vivian Welch & Christine M. Mathew & Panteha Babelmorad & Yanfei Li & Elizabeth T. Ghogomu & Johan Borg & Monserrat Conde & Elizabeth Kristjansson & Anne Lyddiatt & Sue Marcus & Jason W. Nickerson & K, 2021. "Health, social care and technological interventions to improve functional ability of older adults living at home: An evidence and gap map," Campbell Systematic Reviews, John Wiley & Sons, vol. 17(3), September.
    4. Merja Anis & Kati Turtiainen, 2021. "Social Workers’ Reflections on Forced Migration and Cultural Diversity—Towards Anti-Oppressive Expertise in Child and Family Social Work," Social Sciences, MDPI, vol. 10(3), pages 1-18, February.
    5. Ian Parry & Victor Mylonas, 2018. "Canada's Carbon Price Floor," CESifo Working Paper Series 6959, CESifo.
    6. Persson, Petra & Qiu, Xinyao & Rossin-Slater, Maya, 2021. "Family Spillover Effects of Marginal Diagnoses: The Case of ADHD," IZA Discussion Papers 14020, IZA Network @ LISER.
    7. Jesper Bjarnesen, 2023. "THE POWER OF IMPENDING ZONING: Governance through Inaction in a Secondary City in Burkina Faso," International Journal of Urban and Regional Research, Wiley Blackwell, vol. 47(1), pages 39-53, January.
    8. de Andrés, Pablo & Gimeno, Ricardo & Mateos de Cabo, Ruth, 2021. "The gender gap in bank credit access," Journal of Corporate Finance, Elsevier, vol. 71(C).
    9. Lucia Dalla Pellegrina & Giorgio Di Maio & Paolo Landoni & Emanuele Rusinà, 2021. "Money management and entrepreneurial training in microfinance: impact on beneficiaries and institutions," Economia Politica: Journal of Analytical and Institutional Economics, Springer;Fondazione Edison, vol. 38(3), pages 1049-1085, October.
    10. Uguccioni, James, 2022. "The long-run effects of parental unemployment in childhood," CLEF Working Paper Series 45, Canadian Labour Economics Forum (CLEF), University of Waterloo.
    11. Nataliya Barasinska & Dorothea Schäfer, 2010. "Are Women More Credit-Constrained than Men?: Evidence from a Rising Credit Market," Working Paper / FINESS 6.3, DIW Berlin, German Institute for Economic Research.
    12. Sant'Anna, Ana Claudia & Bergtold, Jason & Shanoyan, Aleksan & Caldas, Marcellus & Granco, Gabriel, 2021. "Deal or No Deal? Analysis of Bioenergy Feedstock Contract Choice with Multiple Opt-out Options and Contract Attribute Substitutability," 2021 Conference, August 17-31, 2021, Virtual 315289, International Association of Agricultural Economists.
    13. Tommaso Colussi & Ingo E. Isphording & Nico Pestel, 2021. "Minority Salience and Political Extremism," American Economic Journal: Applied Economics, American Economic Association, vol. 13(3), pages 237-271, July.
    14. Bruns, Stephan B. & Moneta, Alessio & Stern, David I., 2021. "Estimating the economy-wide rebound effect using empirically identified structural vector autoregressions," Energy Economics, Elsevier, vol. 97(C).
    15. Erkmen Giray Aslim, 2019. "The Relationship Between Health Insurance and Early Retirement: Evidence from the Affordable Care Act," Eastern Economic Journal, Palgrave Macmillan;Eastern Economic Association, vol. 45(1), pages 112-140, January.
    16. Burlig, Fiona & Preonas, Louis & Woerman, Matt, 2020. "Panel data and experimental design," Journal of Development Economics, Elsevier, vol. 144(C).
    17. Colin C. Williams, 2023. "A Modern Guide to the Informal Economy," Books, Edward Elgar Publishing, number 18668, June.
    18. Edna P. Conwi & Alexander G. Cortez & Normita Ramos, 2016. "Effects of the Dualized Training Program on the Occupational Interest of the Students Enrolled in Bachelor of Science in Hotel and Restaurant Management," Indian Journal of Commerce and Management Studies, Educational Research Multimedia & Publications,India, vol. 7(1), pages 31-36, January.
    19. Berger, Allen & Gao, Haoyu & Li, Xinming & Peng, Yuchao & Xie, Bingyuan, 2025. "The Perils of Speed: Branch Expansion and Bank Performance," MPRA Paper 125305, University Library of Munich, Germany.
    20. Nihan Akyelken, 2017. "Mobility-Related Economic Exclusion: Accessibility and Commuting Patterns in Industrial Zones in Turkey," Social Inclusion, Cogitatio Press, vol. 5(4), pages 175-182.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bla:ecanth:v:9:y:2022:i:1:p:72-83. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Wiley Content Delivery (email available below). General contact details of provider: http://www.blackwellpublishing.com/journal.asp?ref=2330-4847 .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.