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Financial Risks Management and Bank Profitability in Nigeria: Case of Access Bank of Nigeria Plc

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  • John Ugah

    (Research Student, Department of Banking and Finance, Faculty of Management Sciences, Univeristy of Calabar, Nigeria.)

Abstract

The study examined financial risk management and bank profitability in Nigeria. With the aid of a well-structured questionnaire data were drawn from a convenient sampling technique; a sample size of 56 management staff of Access Bank of Nigeria Plc. Simple linear regression was used for the test of hypotheses using statistical package for social science software version 20. The study revealed that; there exist a significant positive effect of liquidity risk, credit risk, interest risk and inflation risk on return on assets of Access Bank Nigeria Plc. Based on the findings, it was recommended among others that banks should take proactive measures aimed at curbing financial risks as this will have a positive effect on their profit.

Suggested Citation

  • John Ugah, 2020. "Financial Risks Management and Bank Profitability in Nigeria: Case of Access Bank of Nigeria Plc," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 4(9), pages 184-190, September.
    • Handle: RePEc:bcp:journl:v:4:y:2020:i:9:p:184-190
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    References listed on IDEAS

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    1. Wruck, Karen Hopper, 1990. "Financial distress, reorganization, and organizational efficiency," Journal of Financial Economics, Elsevier, vol. 27(2), pages 419-444, October.
    2. Gabriel Jiménez & Jesús Saurina, 2006. "Credit Cycles, Credit Risk, and Prudential Regulation," International Journal of Central Banking, International Journal of Central Banking, vol. 2(2), May.
    3. Alalade S. Yimka & Agbatogun Taofeek & Cole Abimbola & Adekunle Olusegun, 2015. "Credit Risk Management and Financial Performance of Selected Commercial Banks in Nigeria," Journal of Economic and Financial Studies (JEFS), LAR Center Press, vol. 3(1), pages 1-11, February.
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