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Impact Of Age As A Socio-Demographic Variable On Health Insurance Products

Author

Listed:
  • Catalin CAMPEANU

    (University of Craiova, Romania)

Abstract

The private health insurance has taken off over the recent years, boosted by the pandemic of COVID 19, setting the pace for other similar products, over a market severely dominated by MTPL. However, there were numerous factors influencing this growth, starting with state policies, insurance companies’ management along with welfare and socio-demographic factors. This paper addresses some of the later by focusing on age and notoriety, aiming to determine the possible correlation between socio-demographic variables such as age and health insurance products. The data used were provided by a recent study, conducted by the Institute of Financial Studies, an organization specialized on nonbanking financial system, gathered through a questionnaire, focused on a relevant group, considering all the necessary indicators regarding age, financial situation, area of living, studies, etc.

Suggested Citation

  • Catalin CAMPEANU, 2023. "Impact Of Age As A Socio-Demographic Variable On Health Insurance Products," Management and Marketing Journal, University of Craiova, Faculty of Economics and Business Administration, vol. 0(1), pages 51-60, May.
    • Handle: RePEc:aio:manmar:v:xxi:y:2023:i:1:p:51-60
    as

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    File URL: http://manmar.ucv.ro/Arhiva%20articole/2023/Volume%20XXI%2C%20issue%201-2023/4-5-1-23.pdf
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    References listed on IDEAS

    as
    1. Aviva Aron-Dine & Liran Einav & Amy Finkelstein, 2013. "The RAND Health Insurance Experiment, Three Decades Later," Journal of Economic Perspectives, American Economic Association, vol. 27(1), pages 197-222, Winter.
    2. Marcel Bilger & Jean-Paul Chaze, 2008. "What Drives Individual Health Expenditure in Switzerland?," Swiss Journal of Economics and Statistics (SJES), Swiss Society of Economics and Statistics (SSES), vol. 144(3), pages 337-358, September.
    Full references (including those not matched with items on IDEAS)

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    Keywords

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    JEL classification:

    • I12 - Health, Education, and Welfare - - Health - - - Health Behavior
    • I15 - Health, Education, and Welfare - - Health - - - Health and Economic Development

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