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Access to credit and its impact on welfare in Malawi:

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Author Info
Diagne, Aliou
Zeller, Manfred
Abstract

Poor rural households in developing countries lack adequate access to credit. Many development professionals believe that this lack of credit has negative consequences for poor people's agricultural productivity, food security, health, and overall household welfare. Improved access to credit, they argue, will help poor rural households engage in more productive income-generating activities both on and off the farm and raise their living standards. Community and member-based microfinance programs have thus enjoyed considerable political and financial support during the 1990s. Yet in Access to Credit and Its Impact on Welfare in Malawi, Aliou Diagne and Manfred Zeller argue that access to microcredit may not be an effective way of alleviating poverty if the necessary infrastructure and socioeconomic environment are lacking.

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Paper provided by International Food Policy Research Institute (IFPRI) in its series Research reports with number 116.

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Date of creation: 2001
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Handle: RePEc:fpr:resrep:116

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Keywords: Rural poor Malawi.; Agricultural credit Malawi.; Agricultural policies.; Developing countries.; Small business Developing countries Finance.;

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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
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  2. Jappelli, Tullio, 1990. "Who Is Credit Constrained in the U.S. Economy?," The Quarterly Journal of Economics, MIT Press, vol. 105(1), pages 219-34, February. [Downloadable!] (restricted)
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Cited by:
(explanations, Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.)

  1. Hazarika, Gautam & Guha-Khasnobis, Basudeb, 2008. "Household Access to Microcredit and Children's Food Security in Rural Malawi: A Gender Perspective," IZA Discussion Papers 3793, Institute for the Study of Labor (IZA). [Downloadable!]
  2. Bhandari, Humnath & Pandey, Sushil, 2006. "Economics of Groundwater Irrigation in Nepal: Some Farm-Level Evidences," Journal of Agricultural and Applied Economics, Southern Agricultural Economics Association, vol. 38(01), April. [Downloadable!]
  3. Simtowe, Franklin, 2009. "Is relaxing equity constraints panacea for Malawi’s green gold expansion? A fuzzy regression discontinuity design approach," MPRA Paper 17065, University Library of Munich, Germany. [Downloadable!]
  4. Guha-Khasnobis, Basudeb & Hazarika, Gautam, 2007. "Household Access to Microcredit and Children?s Food Security in Rural Malawi: A Gender Perspective," Working Papers UNU-WIDER Research Paper , World Institute for Development Economic Research (UNU-WIDER). [Downloadable!]
  5. Sudipta Sarangi & Gautam Hararika, . "Household Access to Microcredit and Child Work in Rural Malawi," Departmental Working Papers 2007-09, Department of Economics, Louisiana State University. [Downloadable!]
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  6. Simtowe, Franklin, 2008. "The Impact of Access to Credit on the Adoption of Tobacco in Malawi," MPRA Paper 7368, University Library of Munich, Germany. [Downloadable!]
  7. Alwang, Jeffrey & Puhazhendhi, V., 2002. "The impact of the International Food Policy Research Institute's research program on rural finance policies for food security for the poor," Impact assessments 16, International Food Policy Research Institute (IFPRI). [Downloadable!]
  8. Beck, Thorsten & Demirguc-Kunt, Asli & Martinez Peria, Maria Soledad, 2005. "Reaching out : access to and use of banking services across countries," Policy Research Working Paper Series 3754, The World Bank. [Downloadable!]
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