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Employment Access, Residential Location and Homeownership

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  • Yongheng Deng
  • Stephen L. Ross
  • Susan M. Wachter

Abstract

Large racial differences in home ownership have been a source of considerable concernamong policymakers because homeownership choice may influence wealth accumulation, labormarket outcomes, and even children's educational outcomes. Racial differences in ownershiprates may be affected by discrimination (Kain and Quigley, 1972), and extensive literaturesexamine real estate broker and mortgage lender treatment of minorities, see for example Yinger(1992) and Munnell et. al. (1996). In a direct examination of the ownership choice, Linnemanand Wachter (1989) find no significant racial differences in ownership among households whoare not wealth constrained in terms of standard downpayment requirements, but Gyourko,Linneman, and Wachter (1997a) find that among constrained households whites are more likelyto own than equivalent minorities.
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Suggested Citation

  • Yongheng Deng & Stephen L. Ross & Susan M. Wachter, "undated". "Employment Access, Residential Location and Homeownership," Zell/Lurie Center Working Papers 320, Wharton School Samuel Zell and Robert Lurie Real Estate Center, University of Pennsylvania.
    • Handle: RePEc:wop:pennzl:320
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    File URL: http://realestate.wharton.upenn.edu/papers/full/320.pdf
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    2. Stuart A. Gabriel & Gary Painter, 2001. "Pathways to Homeownership: An Analysis of the Residential and Homeownership Choices of Black Households in Los Angeles," Working Paper 8633, USC Lusk Center for Real Estate.

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