Los efectos de la Reforma uruguaya de la Seguridad Social en el ahorro
The reform of the Uruguayan social security system approved in 1995 might raise national savings in the median and long run, if it induces increases in mean retirement ages or causes a substantial reduction of evasion. Otherwise, the reform might cause a reduction of national savings. Simulations of the reform show that the effects of the reform on national savings in the median and long run depend basically on its effect on public savings. Effects of the reform on national savings through both families’ voluntary savings and savings in pension funds (AFAP) are less important, particularly in the long run.
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