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Better Micro Financers in Pakistan, Banks or Financial Institutions


  • Subhani, Muhammad Imtiaz
  • Osman, Ms.Amber


The paper is an emphasis on the financial sustainability of micro financing in Pakistan where Banks and institution use different products & services that help in reducing the poverty by coping up with subjective & objective poverty, this study found that banks were more commercialized in terms of payback & interest rates while engaged in micro financing but despite that Banks are endeavoring more ventures to uplift poverty in Pakistan through micro financing to poor.

Suggested Citation

  • Subhani, Muhammad Imtiaz & Osman, Ms.Amber, 2011. "Better Micro Financers in Pakistan, Banks or Financial Institutions," MPRA Paper 34722, University Library of Munich, Germany.
  • Handle: RePEc:pra:mprapa:34722

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    References listed on IDEAS

    1. M. Jahangir Alam Chowdhury & Dipak Ghosh & Robert E. Wright, 2005. "The impact of micro-credit on poverty: evidence from Bangladesh," Progress in Development Studies, , vol. 5(4), pages 298-309, October.
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    Cited by:

    1. Subhani, Muhammad Imtiaz & Hasan, Syed Akif & Osman, Ms. Amber, 2012. "Co-Integration in Write Offs ratios of the world," MPRA Paper 45143, University Library of Munich, Germany.

    More about this item


    micro finance; microfinance banks; microfinance institutions; poverty;

    JEL classification:

    • N27 - Economic History - - Financial Markets and Institutions - - - Africa; Oceania
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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