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Digital financial inclusion research and developments around the world

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  • Ozili, Peterson K

Abstract

This study presents an overview of digital financial inclusion research and developments around the world. The literature has paid little attention to the uneven digital financial inclusion developments in different regions of the world. There is a need for an overview of the existing digital financial inclusion research and developments around the world to gain insight into digital financial inclusion trends and to chart some directions for future research. It was shown that digital financial inclusion has a beneficial positive effect on wellbeing and society. There are uneven positive developments in digital financial inclusion across regions. The determinants of digital financial inclusion are varied according to regions. Every region is faced with a unique set of challenges that limit progress in digital financial inclusion.

Suggested Citation

  • Ozili, Peterson K, 2025. "Digital financial inclusion research and developments around the world," MPRA Paper 125394, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:125394
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    File URL: https://mpra.ub.uni-muenchen.de/125394/1/MPRA_paper_125394.pdf
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    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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