IDEAS home Printed from https://ideas.repec.org/p/pas/asarcc/2012-02.html
   My bibliography  Save this paper

Self Help Group-Banking-Poverty Reduction Nexus: A Case Study of Uttarakhand State, India

Author

Listed:
  • Kaliappa Kalirajan
  • Kanhaiya Singh

Abstract

In order to fight back poverty, the Central as well as States Governments in India have attempted a number of programs leading to income generation. Like in any developing country, poor governance with lack of proper focus in implementing the programs are the main sources contributing to low human capital development and thereby to rising number of people living below the poverty line in India. The poverty alleviation programs target the people living below poverty line or just above poverty line through self help group units. The empirical analysis presented in this study, which is based on the primary survey data, clearly indicates that the self help group movement in Uttarakhand State in North India is poorly targeted at the poor, though it is a general programme of raising income in the rural areas. Lack of initiatives by the concerned authorities of the self help group movement and the state government in encouraging the poor to work in groups for a common cause of reducing poverty is the basic problem identified in the state. Another critical factor is the limited availability of traditional economic activities to leverage the skill with more efficient methods and affordable credit. The policy conclusion of this study is that there is an urgent need to improve the self help group system by implementing an approach, which should aim at the ultimate goal of poverty alleviation rather than just providing one time employment generation.

Suggested Citation

  • Kaliappa Kalirajan & Kanhaiya Singh, 2012. "Self Help Group-Banking-Poverty Reduction Nexus: A Case Study of Uttarakhand State, India," ASARC Working Papers 2012-02, The Australian National University, Australia South Asia Research Centre.
  • Handle: RePEc:pas:asarcc:2012-02
    as

    Download full text from publisher

    File URL: https://crawford.anu.edu.au/acde/asarc/pdf/papers/2012/WP2012_02.pdf
    Download Restriction: no

    References listed on IDEAS

    as
    1. Bidani, Benu & Ravallion, Martin, 1997. "Decomposing social indicators using distributional data," Journal of Econometrics, Elsevier, vol. 77(1), pages 125-139, March.
    Full references (including those not matched with items on IDEAS)

    More about this item

    Keywords

    self help group; self help group and banking; poverty; Uttarakhand State;

    JEL classification:

    • I31 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - General Welfare, Well-Being
    • I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:pas:asarcc:2012-02. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Raghbendra Jha). General contact details of provider: http://edirc.repec.org/data/asanuau.html .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.