IDEAS home Printed from https://ideas.repec.org/
MyIDEAS: Log in (now much improved!) to save this paper

I divari di genere nella financial literacy: un'indagine empirica

Listed author(s):
  • E. Bocchialini

    ()

  • B. Ronchini

    ()

Registered author(s):

    Lo studio indaga il livello di educazione finanziaria di un campione di 1.087 giovani frequentanti distinti percorsi formativi di livello universitario, con l’obiettivo di verificare l’esistenza di divari di genere in termini di livello di conoscenze finanziarie e di attitudini verso le materie finanziarie. Il grado di literacy finanziaria è misurato tramite un test di 27 domande a risposta multipla. I risultati dell’analisi empirica evidenziano che esistono differenze sistematiche tra maschi e femmine in termini di financial literacy. Sebbene il livello di educazione finanziaria riscontrato nel campione non appaia, in media, particolarmente elevato, le ragazze mostrano comunque una peggiore preparazione in campo finanziario. Esse palesano un’inferiore propensione a tenersi informate sulle tematiche finanziarie, minore interesse verso tale ambito disciplinare e scarsa self confidence al riguardo. Rispetto alle controparti maschili, si dichiarano tuttavia relativamente più propense a partecipare a eventuali progetti di educazione finanziaria. Alcune implicazioni di policy sono discusse nel lavoro con indicazioni per la ricerca futura.

    If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

    File URL: http://swrwebeco.econ.unipr.it/RePEc/pdf/III_2015-01.pdf
    Download Restriction: no

    Paper provided by Department of Economics, Parma University (Italy) in its series Economics Department Working Papers with number 2015-EF01.

    as
    in new window

    Length: 21 pages
    Date of creation: 2015
    Handle: RePEc:par:dipeco:2015-ef01
    Contact details of provider: Postal:
    Via J.F. Kennedy 6, 43100 PARMA (Italy)

    Phone: 0521/902454
    Fax: 0521/902400
    Web page: http://economia.unipr.it/de
    Email:


    More information through EDIRC

    References listed on IDEAS
    Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:

    as
    in new window


    1. Joanne W. Hsu, 2011. "Aging and strategic learning: the impact of spousal incentives on financial literacy," Finance and Economics Discussion Series 2011-53, Board of Governors of the Federal Reserve System (U.S.).
    2. Leonardo Becchetti & Stefano Caiazza & Decio Coviello, 2013. "Financial education and investment attitudes in high schools: evidence from a randomized experiment," Applied Financial Economics, Taylor & Francis Journals, vol. 23(10), pages 817-836, May.
    3. Chen, Haiyang & Volpe, Ronald P., 1998. "An Analysis of Personal Financial Literacy Among College Students," Financial Services Review, Elsevier, vol. 7(2), pages 107-128.
    4. Diana J. Beal & Sarath B. Delpachitra, 2003. "Financial Literacy Among Australian University Students," Economic Papers, The Economic Society of Australia, vol. 22(1), pages 65-78, 03.
    5. Jing Xiao & Chuanyi Tang & Soyeon Shim, 2009. "Acting for Happiness: Financial Behavior and Life Satisfaction of College Students," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 92(1), pages 53-68, May.
    6. Annamaria Lusardi, 2008. "Financial Literacy: An Essential Tool for Informed Consumer Choice?," NFI Working Papers 2008-WP-13, Indiana State University, Scott College of Business, Networks Financial Institute.
    7. Almlund, Mathilde & Duckworth, Angela Lee & Heckman, James & Kautz, Tim, 2011. "Personality Psychology and Economics," Handbook of the Economics of Education, Elsevier.
    8. Lusardi, Annamaria & Mitchell, Olivia S., 2011. "Financial literacy around the world: an overview," Journal of Pension Economics and Finance, Cambridge University Press, vol. 10(04), pages 497-508, October.
    9. Heckman, James J., 2011. "Integrating Personality Psychology into Economics," IZA Discussion Papers 5950, Institute for the Study of Labor (IZA).
    10. Muriel Niederle & Lise Vesterlund, 2007. "Do Women Shy Away From Competition? Do Men Compete Too Much?," The Quarterly Journal of Economics, Oxford University Press, vol. 122(3), pages 1067-1101.
    11. Joanne W. Hsu, 2011. "Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy," NFI Working Papers 2011-WP-06, Indiana State University, Scott College of Business, Networks Financial Institute.
    12. Matthew Martin, 2007. "A literature review on the effectiveness of financial education," Working Paper 07-03, Federal Reserve Bank of Richmond.
    13. Pillai, Rajasekharan & Carlo, Rozita & D’souza, Rachel, 2010. "Financial Prudence among Youth," MPRA Paper 22450, University Library of Munich, Germany.
    Full references (including those not matched with items on IDEAS)

    This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

    When requesting a correction, please mention this item's handle: RePEc:par:dipeco:2015-ef01. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Andrea Lasagni)

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If references are entirely missing, you can add them using this form.

    If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.