What Do People Buy When They Don't Buy Health Insurance And What Does that Say about Why They are Uninsured?
Using data from the 1994 through 1998 Consumer Expenditure Surveys, we compare household spending on 16 different goods (food at home, food away from home, housing, transportation, alcohol and tobacco, interest, furniture and appliances, home maintenance, clothing, utilities, medical care, health insurance, entertainment, personal care, education, and other) for insured versus uninsured households, controlling for total expenditures and demographic characteristics. The analysis shows that the uninsured in the lowest quartile of the distribution of total expenditures spend more on housing, food at home, alcohol and tobacco, and education than do the insured. In contrast, households in the top quartile of the distribution of total expenditures spend more on transportation and furniture and appliances than do comparable insured households. These results are consistent with the idea that poor uninsured households face higher housing prices than do poor insured households. Further research is necessary to determine whether high housing prices can help explain why some households do not have insurance.
|Date of creation:||Jul 2003|
|Publication status:||published as Helen Levy & Thomas DeLeire, 2008. "What Do People Buy When They Don't Buy Health Insurance and What Does That Say About Why They Are Uninsured?," Inquiry, vol 45(4), pages 365-379.|
|Contact details of provider:|| Postal: National Bureau of Economic Research, 1050 Massachusetts Avenue Cambridge, MA 02138, U.S.A.|
Web page: http://www.nber.org
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- Farber, Henry S. & Levy, Helen, 2000.
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- Alan B. Krueger & Helen Levy, 1997. "Accounting for the Slowdown in Employer Health Care Costs," NBER Working Papers 5891, National Bureau of Economic Research, Inc.
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- repec:fth:prinin:370 is not listed on IDEAS
- Cardon, James H & Hendel, Igal, 2001. "Asymmetric Information in Health Insurance: Evidence from the National Medical Expenditure Survey," RAND Journal of Economics, The RAND Corporation, vol. 32(3), pages 408-427, Autumn.
- Alan Krueger & Helen Levy, 1996. "Accounting for the Slowdown in Employer Health Care Costs," Working Papers 749, Princeton University, Department of Economics, Industrial Relations Section.. Full references (including those not matched with items on IDEAS)
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