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Les exigences de transparence des accords de Bâle: Aubaine ou fardeau pour les pays en développement ?

Author

Listed:
  • Etienne Farvaque

    () (LEM - Lille - Economie et Management - CNRS - Centre National de la Recherche Scientifique - UCL - Université catholique de Lille - Université de Lille)

  • Catherine Refait-Alexandre

    () (LCE - Laboratoire Chrono-environnement - UBFC - Université Bourgogne Franche-Comté - CNRS - Centre National de la Recherche Scientifique - UFC - Université de Franche-Comté, CRESE - Centre de REcherches sur les Stratégies Economiques - UFC - UBFC - Université Bourgogne Franche-Comté - UFC - Université de Franche-Comté)

Abstract

Nous analysons l’impact que les exigences de transparence inscrites dans les accords de Bâle ont sur le profit des banques. Leur mise en application au sein des pays en développement fait débat, car les effets attendus sont ambigus. Ainsi, une transparence accrue, impliquant une augmentation des coûts associés - en particulier les coûts opérationnels - pourrait réduire les profits bancaires, même si le niveau des capitaux requis peut diminuer. Le cadre institutionnel joue alors un rôle primordial.

Suggested Citation

  • Etienne Farvaque & Catherine Refait-Alexandre, 2015. "Les exigences de transparence des accords de Bâle: Aubaine ou fardeau pour les pays en développement ?," Working Papers hal-01376914, HAL.
  • Handle: RePEc:hal:wpaper:hal-01376914
    Note: View the original document on HAL open archive server: https://hal.archives-ouvertes.fr/hal-01376914
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    References listed on IDEAS

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    More about this item

    Keywords

    transparence; banques; profits; ratios de capital; discipline de marché; pays en développement;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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