Recurrent overdrafts: a deliberate decision by some prepaid cardholders?
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References listed on IDEAS
- Victor Stango & Jonathan Zinman, 2014.
"Limited and Varying Consumer Attention: Evidence from Shocks to the Salience of Bank Overdraft Fees,"
Review of Financial Studies,
Society for Financial Studies, vol. 27(4), pages 990-1030.
- Victor Stango & Jonathan Zinman, 2011. "Limited and Varying Consumer Attention: Evidence from Shocks to the Salience of Bank Overdraft Fees," NBER Working Papers 17028, National Bureau of Economic Research, Inc.
- Victor Stango & Jonathan Zinman, 2011. "Limited and varying consumer attention: evidence from shocks to the salience of bank overdraft fees," Working Papers 11-17, Federal Reserve Bank of Philadelphia.
- Zinman, Jonathan, 2010.
"Restricting consumer credit access: Household survey evidence on effects around the Oregon rate cap,"
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- Jonathan Zinman, 2008. "Restricting consumer credit access: household survey evidence on effects around the Oregon rate cap," Working Papers 08-32, Federal Reserve Bank of Philadelphia.
- Donald P. Morgan & Michael R. Strain & Ihab Seblani, 2012. "How Payday Credit Access Affects Overdrafts and Other Outcomes," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 44, pages 519-531, March.
- Hayashi, Fumiko & Cuddy, Emily, 2014. "General purpose reloadable prepaid cards : penetration, use, fees and fraud risks," Research Working Paper RWP 14-1, Federal Reserve Bank of Kansas City.
- Stephanie M. Wilshusen & Robert M. Hunt & James van Opstal & Rachel Schneider, 2012. "Consumers’ use of prepaid cards: a transaction-based analysis," Consumer Finance Institute discussion papers 12-02, Federal Reserve Bank of Philadelphia.
CitationsCitations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
- Hayashi, Fumiko & Hanson, Josh & Maniff, Jesse Leigh, 2015. "Driver of choice? the cost of financial products for unbanked consumers," Research Working Paper RWP 15-15, Federal Reserve Bank of Kansas City.
More about this item
KeywordsOverdrafts; General purpose reloadable prepaid cards; Unbanked and underbanked;
- D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
- E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Sytsems; Standards; Regimes; Government and the Monetary System
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
NEP fieldsThis paper has been announced in the following NEP Reports:
- NEP-BAN-2015-01-31 (Banking)
- NEP-IAS-2015-01-31 (Insurance Economics)
- NEP-MAC-2015-01-31 (Macroeconomics)
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