IDEAS home Printed from https://ideas.repec.org/p/bdr/temest/048.html
   My bibliography  Save this paper

Situación actual del microcrédito en Colombia: carácterísticas y experiencias

Author

Listed:
  • Banco de la República
  • Ministerio de Agricultura
  • Finagro

Abstract

El presente documento expone las principales características de la situación actual del mercado de microcrédito en Colombia, destacando aspectos técnicos y regulatorios, así como recientes iniciativas gubernamentales y privadas orientadas a promover el acceso a este tipo de financiación. El estudio se complementa con la estimación de su cobertura, teniendo en cuenta la demanda potencial y las características de la oferta. Los resultados encontrados sugieren que el microcrédito tiene grandes posibilidades de expansión, particularmente en zonas rurales y en pequeños centros urbanos. Se sugiere, por lo tanto, crear incentivos que permitan a las entidades financieras hacer presencia en estas areas, tales como la creación de redes de asistencia técnica que brinden orientación en el proceso de implementación de tecnología microcrediticia y de la modificación de algunos aspectos en el marco regulatorio en el que actualmente se desarrolla su actividad.

Suggested Citation

  • Banco de la República & Ministerio de Agricultura & Finagro, 2010. "Situación actual del microcrédito en Colombia: carácterísticas y experiencias," Temas de Estabilidad Financiera 048, Banco de la Republica de Colombia.
  • Handle: RePEc:bdr:temest:048
    DOI: 10.32468/tef.48
    as

    Download full text from publisher

    File URL: https://doi.org/10.32468/tef.48
    Download Restriction: no

    References listed on IDEAS

    as
    1. Anjali Kumar, 2005. "Access to Financial Services in Brazil," World Bank Publications, The World Bank, number 13821, June.
    2. Adasme, Osvaldo & Majnoni, Giovanni & Uribe, Myriam, 2006. "Access and risk - friends or foes? Lessons from Chile," Policy Research Working Paper Series 4003, The World Bank.
    Full references (including those not matched with items on IDEAS)

    More about this item

    Keywords

    Tecnolog ía microcrediticia; Micro finanzas; Microcrédito.;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bdr:temest:048. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Clorith Angélica Bahos-Olivera). General contact details of provider: http://edirc.repec.org/data/brcgvco.html .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.