IDEAS home Printed from https://ideas.repec.org/a/tec/busine/v6y2023i1p49-57.html

Banking capitalization strategy and its impact on enhancing its digital transformations

Author

Listed:
  • Mustafa Hashim Hasan

Abstract

The study addressed the issue of the banking capitalization strategy with its indicators (retained profits, issuance of new shares, and reserves) and its impact on enhancing its digital transformations with its indicators (the electronic clearing system and the gross real-time settlement system). The study sought to identify the nature of the banking capitalization strategy and provide a theoretical and philosophical framework based on intellectual qualification. And make a modest contribution regarding the variables and dimensions of the study. The study sample was chosen at the Central Bank of Iraq due to the major role it plays in the country’s economy, and through the financial reports published on the official website of the Central Bank for the period from (2011-2022). The researcher also used a set of statistical methods (SPSSV25, Excel V). 10, Eviews v.12) in order to process data and information. The study also tested a set of main and sub-hypotheses regarding the influence relationships between the variables of the study.

Suggested Citation

  • Mustafa Hashim Hasan, 2023. "Banking capitalization strategy and its impact on enhancing its digital transformations," Technium Business and Management, Technium Science, vol. 6(1), pages 49-57.
    • Handle: RePEc:tec:busine:v:6:y:2023:i:1:p:49-57
    DOI: 10.47577/business.v6i.10186
    as

    Download full text from publisher

    File URL: https://techniumscience.com/index.php/business/article/view/10254/3974
    Download Restriction: no
    File URL: https://techniumscience.com/index.php/business/article/view/10254
    Download Restriction: no
    File URL: https://libkey.io/10.47577/business.v6i.10186?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    References listed on IDEAS

    as
    1. Mohammed Jasim Mohammed AL Abdullah & Ahmed Abd Alkareem Mohammed Alyaseen & Mohammed Faez Hasan, 2023. "Role of Company's Efficiency Measure in achieving return: Iraq's Private Banks Case," Technium Social Sciences Journal, Technium Science, vol. 39(1), pages 377-392, January.
    2. Bernardo Nicoletti, 2017. "The Future of FinTech," Palgrave Studies in Financial Services Technology, Palgrave Macmillan, number 978-3-319-51415-4.
    3. Mohammed Faez Hasan & Noor Salah Abdelnaby Al-Ramadan, 2022. "Using Options Futures Derivatives Weather in Hedging," Technium Social Sciences Journal, Technium Science, vol. 31(1), pages 430-436, May.
    4. Nhat Tan Nguyen & Meenakshi Yadav & Sagar Pande & Astha Bhanot & Mohammed Faez Hasan, 2022. "Impact of diversity management on organizational performance in hotel organizations: a conceptual framework," International Journal of System Assurance Engineering and Management, Springer;The Society for Reliability, Engineering Quality and Operations Management (SREQOM),India, and Division of Operation and Maintenance, Lulea University of Technology, Sweden, vol. 13(1), pages 186-196, March.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Entidhar Lateef Abdoun, 2023. "The Buy and Hold Investment Strategy: Building and Evaluating Passive Portfolios from Iraq Stock Exchange," Technium Business and Management, Technium Science, vol. 5(1), pages 79-87.
    2. Hawra Thamer Mahdi & Fatima Abid Ali Salman & Nagham Dayek Abd Ali & Mohammed Faez Hasan, 2023. "Effect of Interactive Marketing Dimensions on Marketing Efficiency: Exploratory Study for the Opinions of a Sample of Employees of AsiaCell Mobile Telecommunications Company in Karbala City," Technium Social Sciences Journal, Technium Science, vol. 43(1), pages 344-359, May.
    3. Piotr Å asak & SÅ‚awomir WyciÅ›lak, 2023. "Blockchain and cloud platforms in banking services: A paradox perspective," Journal of Entrepreneurship, Management and Innovation, Fundacja Upowszechniająca Wiedzę i Naukę "Cognitione", vol. 19(4), pages 12-47.
    4. Mohammad Ali Yousef Yamin & Omima Abdalla Abass Abdalatif, 2024. "Examining consumer behavior towards adoption of quick response code mobile payment systems: transforming mobile payment in the fintech industry," Humanities and Social Sciences Communications, Palgrave Macmillan, vol. 11(1), pages 1-11, December.
    5. Girish Garg & Mohd Shamshad & Nikita Gauhar & Mosab I. Tabash & Basem Hamouri & Linda Nalini Daniel, 2023. "A Bibliometric Analysis of Fintech Trends: An Empirical Investigation," IJFS, MDPI, vol. 11(2), pages 1-15, June.
    6. Fateh Saci & Sajjad M. Jasimuddin, 2025. "Emergence of Fintech in the Financial Landscape: Stakes of Fintech and Competition with Traditional Banks," Post-Print hal-05462400, HAL.
    7. James Obilikwu, 2024. "Financial Technologies (Fintech) and Financial Development in Nigeria," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 8(6), pages 3111-3123, June.
    8. Longbing Cao, 2021. "AI in Finance: Challenges, Techniques and Opportunities," Papers 2107.09051, arXiv.org.
    9. Van Le & Bao Khac Quoc Nguyen, 2025. "Is the Fintech Era Making Us Happy?," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 178(3), pages 1391-1409, July.
    10. Chang, Victor & Hahm, Nattareya & Xu, Qianwen Ariel & Vijayakumar, P. & Liu, Ling, 2024. "Towards data and analytics driven B2B-banking for green finance: A cross-selling use case study," Technological Forecasting and Social Change, Elsevier, vol. 206(C).
    11. Hussein Ahmed Alshari & M. A. Lokhande, 2025. "Analysis of constraints and their impact on adopting digital FinTech techniques in banks," Electronic Commerce Research, Springer, vol. 25(4), pages 3131-3164, August.
    12. Zaleska Małgorzata & Kondraciuk Przemysław, 2019. "Theory and Practice of Innovation Development in the Banking Sector," Financial Sciences. Nauki o Finansach, Sciendo, vol. 24(2), pages 76-87, June.
    13. Valentina V. Karginova-Gubinova & Anastasiia V. Vasileva, 2025. "Financial Condition of the Hotel Infrastructure of the Arctic Zone of Russia and its Determinants," Journal of Applied Economic Research, Graduate School of Economics and Management, Ural Federal University, vol. 24(2), pages 438-461.
    14. Uttam Golder & Suborna Barua, 2025. "The dynamic linkage between fintech venture capital funding, bank credit flows, and equity market movement: evidence from a global perspective," Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 11(1), pages 1-57, December.
    15. Xian Xu & Peter Zweifel, 2020. "A framework for the evaluation of InsurTech," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 23(4), pages 305-329, December.
    16. Loutfi, Ahmad Amine, 2022. "A framework for evaluating the business deployability of digital footprint based models for consumer credit," Journal of Business Research, Elsevier, vol. 152(C), pages 473-486.
    17. Antonella Cappiello, 2020. "The Digital (R)evolution of Insurance Business Models," American Journal of Economics and Business Administration, Science Publications, vol. 12(1), pages 1-13, January.
    18. Mohammed Jasim Mohammed AL Abdullah & Ahmed Abd Alkareem Mohammed Alyaseen & Mohammed Faez Hasan, 2023. "Role of Company's Efficiency Measure in achieving return: Iraq's Private Banks Case," Technium Social Sciences Journal, Technium Science, vol. 39(1), pages 377-392, January.
    19. Sharina Tajul Urus & Intan Salwani Mohamed, 2021. "A Flourishing Fintech Ecosystem: Conceptualization and Governing Issues in Malaysia," Business and Economic Research, Macrothink Institute, vol. 11(3), pages 106-131, December.
    20. Mohammed R. M. Salem & Shahida Shahimi, 2025. "A comprehensive analysis of FinTech (1968–2025): a bibliometric approach," Future Business Journal, Springer, vol. 11(1), pages 1-20, December.

    More about this item

    JEL classification:

    • R00 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General - - - General
    • Z0 - Other Special Topics - - General

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:tec:busine:v:6:y:2023:i:1:p:49-57. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Anna Maria Golita (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.