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Medicion De La Eficiencia Bancaria En Chile A Traves De Fronteras Estocasticas (1990-1999)

Author

Listed:
  • SERGIO ZUÑIGA

    (Escuela de Ingenieria Comercial, Universidad Catolica del Norte)

  • EDUARDO DAGNINO

    (Escuela de Ingenieria Comercial, Universidad Catolica del Norte)

Abstract

We estimate inefficiency for the Chilean banking system in the period 1990-1999 through a sample of 24 national and foreign banks. Estimations indicate that the large banks are closer to their efficient frontiers (or display less x-inefficiency) as compared to the group of very small, small and medium-sized banks, which is consistent with international studies. National and large banks appear to be more efficient. It is exactly the latter group which has reported greater levels of risk and book returns. Also, the group of foreign bank branches displays the greatest levels of inefficiency, practically six times the level detected for national banks. Finally, inefficiency in the national banking system appears more clearly related to book returns that to risk.

Suggested Citation

  • Sergio Zuñiga & Eduardo Dagnino, 2003. "Medicion De La Eficiencia Bancaria En Chile A Traves De Fronteras Estocasticas (1990-1999)," Abante, Escuela de Administracion. Pontificia Universidad Católica de Chile., vol. 6(2), pages 83-116.
    • Handle: RePEc:pch:abante:v:6:y:2003:i:2:p:83-116
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    References listed on IDEAS

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    More about this item

    Keywords

    Banking; Production; Scale economies; Efficiency; Chile;
    All these keywords.

    JEL classification:

    • D20 - Microeconomics - - Production and Organizations - - - General
    • D21 - Microeconomics - - Production and Organizations - - - Firm Behavior: Theory
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • C59 - Mathematical and Quantitative Methods - - Econometric Modeling - - - Other

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