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Effect 0f Credit Risk Management Techniques 0n The Performance 0f Unsecured Bank Loans Employed Commercial Banks In Kenya

Author

Listed:
  • Prof. R.W Gakure

    (Lecturer School of Human Resource Development,Jomokenyatta University of Science And Agriculture,P.O Box 62000- 002000 City Square)

  • John Karanja Ngugi

    (Lecturer School of Human Resource Development,Jomokenyatta University of Science And Agriculture,P.O Box 62000- 002000 City Square)

  • Peter Musangi Ndwiga

    (PhD Student In Business Administration,Jomokenyatta University of Science And Agriculture,P.O Box 62000- 002000 City Square)

  • Simon Maina Waithaka

    (PhD Student In Entrepreneurship,Jomokenyatta University of Science And Agriculture,P.O Box 62000- 002000 City Square)

Abstract

Financial risk in a banking organization is possibility that the outcome of an action or event could bring up adverse impacts. Such outcomes could either result in a direct loss of earnings / capital or may result in imposition of constraints on bank’s ability to meet its business objectives. The purpose of this study was to investigate the effect of credit risk management techniques on the performance of unsecured bank loans by commercial banks in Kenya.

Suggested Citation

  • Prof. R.W Gakure & John Karanja Ngugi & Peter Musangi Ndwiga & Simon Maina Waithaka, 2012. "Effect 0f Credit Risk Management Techniques 0n The Performance 0f Unsecured Bank Loans Employed Commercial Banks In Kenya," International Journal of Business and Social Research, LAR Center Press, vol. 2(4), pages 221-236, August.
  • Handle: RePEc:lrc:larijb:v:2:y:2012:i:4:p:221-236
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    References listed on IDEAS

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    1. JoAnne Morris, 2001. "Risk Diversification in the Credit Portfolio; An Overview of Country Practices," IMF Working Papers 01/200, International Monetary Fund.
    2. JoAnne Morris, 2001. "Risk Diversification in the Credit Portfolio; An Overview of Country Practices," IMF Working Papers 2001/200, International Monetary Fund.
    3. William Derban & Jane Binner & Andy Mullineux, 2005. "Loan Repayment Performance in Community Development Finance Institutions in the UK," Small Business Economics, Springer, vol. 25(4), pages 319-332, November.
    4. Peters, James M. & Lewis, Barry L. & Dhar, Vasant, 1989. "Assessing inherent risk during audit planning: The development of a knowledge based model," Accounting, Organizations and Society, Elsevier, vol. 14(4), pages 359-378, July.
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    Cited by:

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