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This paper analyzed life insurance demand for ethnic regions in Gansu province in China, using the large and high-quality micro sample provided by China household finance survey(CHFS). From the perspective of the demography variables, culture and psychological factors and protection patterns, the authors investigate and analyze ethnic life insurance ownership ratio, the specific types of insurance as well as the insurance coverage amount in Gansu province. There are few domestic literature studies this problem from individual level, so this paper plays a beneficial role for further study on this topic

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  • Jianshen Zhang

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  • Jianshen Zhang, 2014. "This paper analyzed life insurance demand for ethnic regions in Gansu province in China, using the large and high-quality micro sample provided by China household finance survey(CHFS). From the perspe," International Journal of Business Administration, International Journal of Business Administration, Sciedu Press, vol. 5(4), pages 108-115, July.
    • Handle: RePEc:jfr:ijba11:v:5:y:2014:i:4:p:108-115
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    References listed on IDEAS

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    1. Beenstock, Michael & Dickinson, Gerry & Khajuria, Sajay, 1986. "The determination of life premiums: An international cross-section analysis 1970-1981," Insurance: Mathematics and Economics, Elsevier, vol. 5(4), pages 261-270, October.
    2. Thorsten Beck & Ian Webb, 2003. "Economic, Demographic, and Institutional Determinants of Life Insurance Consumption across Countries," The World Bank Economic Review, World Bank, vol. 17(1), pages 51-88, June.
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