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What role does cryptocurrency play in achieving financial inclusion in developing countries?

Author

Listed:
  • Chiraz MEROUANI

  • Mohand Akli OUGHLISSI

  • Hocine IFOURAH

  • Moussa MAAMRI

Abstract

Objective: Determine how cryptocurrencies can promote financial inclusion in developing countries. \n Method: The study employs statistical analysis to identify cause-and-effect relationships between various variables related to financial inclusion and cryptocurrencies, as well as a comparative study of the experiences of developed countries that have successfully integrated cryptocurrencies into their financial systems while enhancing financial inclusion. \n Results: Proposition of a scheme enabling successful financial inclusion with the help of cryptocurrencies. \n Originality/Relevance: The originality of this study lies in integrating cryptocurrencies into a larger, coordinated system to promote financial inclusion, a particularly relevant perspective in the current context of developing countries seeking innovative solutions.

Suggested Citation

  • Chiraz MEROUANI & Mohand Akli OUGHLISSI & Hocine IFOURAH & Moussa MAAMRI, 2024. "What role does cryptocurrency play in achieving financial inclusion in developing countries?," Journal of Academic Finance, RED research unit, university of Gabes, Tunisia, vol. 15(2), pages 97-118, December.
    • Handle: RePEc:jaf:journl:v:15:y:2024:i:2:n:897
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    References listed on IDEAS

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    1. Sumit Agarwal & Yeow Hwee Chua, 2020. "FinTech and household finance: a review of the empirical literature," China Finance Review International, Emerald Group Publishing Limited, vol. 10(4), pages 361-376, May.
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    More about this item

    JEL classification:

    • M1 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration
    • N8 - Economic History - - Micro-Business History
    • G3 - Financial Economics - - Corporate Finance and Governance

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