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Crédito al consumo en Argentina durante periodos normales y de crisis económicas

Author

Listed:
  • Vega-Lacorte, Juliana E.

    (Universidad Popular Autónoma del Estado Puebla)

  • Watkins-Fassler, Karen.

    (Universidad Popular Autónoma del Estado Puebla)

Abstract

Esta investigación indaga sobre la relación entre factores macroeconómicos y la decisión de las familias para financiar su consumo con deuda. Particularmente, se estudia la correspondencia entre el ingreso, la tasa de interés, el desempleo y la confianza de los consumidores con el endeudamiento de las familias. Se verifica también si las relaciones entre las variables macroeconómicas (particularmente el ingreso) y la deuda para consumo son coherentes con las teorías que se han escrito sobre el consumo. Como estudio de caso se toma Argentina, pues permite el análisis bajo distintos escenarios normales y de crisis económicas (1994-2011)./ This paper deals with the relationship between macroeconomic factors and consumption debt. Specifically, it studies the association between income, interest rate, unemployment, and consumer confidence with consumption debt. The relationship between macroeconomic variables (in particular income) and consumption debt is verified according to diverse consumption theories. Argentina is taken as case study, as it allows performing the analysis under diverse scenarios of normal and crisis episodes (1994-2011).

Suggested Citation

  • Vega-Lacorte, Juliana E. & Watkins-Fassler, Karen., 2013. "Crédito al consumo en Argentina durante periodos normales y de crisis económicas," Panorama Económico, Escuela Superior de Economía, Instituto Politécnico Nacional, vol. 0(16), pages 51-76, primer se.
    • Handle: RePEc:ipn:panora:v:viii:y:2013:i:16:p:51-76
    as

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    References listed on IDEAS

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    Keywords

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    JEL classification:

    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth

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