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An Empirical Examination of the Relation between Consumption Values, Mobil Trust and Mobile Banking Adoption

Author

Listed:
  • Murat Burucuoglu
  • Evrim Erdogan

Abstract

The purpose of this study is to examine the relations among consumption values of the consumers relevant to mobile banking services, adoption to mobile banking and mobile trust. For this purpose, we propose a structural model which demonstrates the relations between consumption values, mobile banking adoption and mobile trust of consumers. The data had been collected through survey applied on individuals who are using mobile banking services in Turkey. It had been reached to 175 participants in total. The obtained data had been analyzed by partial least squares path analysis (PLS-SEM) which is known as second generation structural equation modeling. As the result of the research, it had been concluded that the conditional value, emotional value and epistemic value –from among consumption values- have positive and statistically meaningful effect on adoption to mobile banking, and that the social value has negative and statistically meaningful effect. It is being observed that there is positive and statistically meaningful relation in between trust relevant to mobile banking and conditional value, emotional value and functional value. And there are positive and statistically meaningful relations on trust relevant to mobile banking and adoption to mobile banking.

Suggested Citation

  • Murat Burucuoglu & Evrim Erdogan, 2016. "An Empirical Examination of the Relation between Consumption Values, Mobil Trust and Mobile Banking Adoption," International Business Research, Canadian Center of Science and Education, vol. 9(12), pages 131-142, December.
    • Handle: RePEc:ibn:ibrjnl:v:9:y:2016:i:12:p:131-142
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    References listed on IDEAS

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    2. Sheth, Jagdish N. & Newman, Bruce I. & Gross, Barbara L., 1991. "Why we buy what we buy: A theory of consumption values," Journal of Business Research, Elsevier, vol. 22(2), pages 159-170, March.
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    JEL classification:

    • R00 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General - - - General
    • Z0 - Other Special Topics - - General

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