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Banking under changing rules: the fifth district since 1970


  • David L. Mengle


Since 1970, the Fifth District has seen changes in state laws governing bank branching and interstate banking and in federal laws governing bank holding company activities. Now that branching within states has been liberalized in all Fifth District jurisdictions, the major field for future evolution of the law is in interstate banking. In particular, nationwide interstate banking, interstate branching, and de novo entry are the last areas in which the law blocks competition among banks.

Suggested Citation

  • David L. Mengle, 1989. "Banking under changing rules: the fifth district since 1970," Economic Review, Federal Reserve Bank of Richmond, issue Mar, pages 3-7.
  • Handle: RePEc:fip:fedrer:y:1989:i:mar:p:3-7:n:v.75no.2

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    References listed on IDEAS

    1. Kenneth Spong, 2000. "Banking regulation : its purposes, implementation, and effects," Monograph, Federal Reserve Bank of Kansas City, number 2000bria, Jan 10.
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    Cited by:

    1. John R. Walter, 2006. "The 3-6-3 rule : an urban myth?," Economic Quarterly, Federal Reserve Bank of Richmond, issue Win, pages 51-78.


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