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Impacts of digital inclusive finance on household entrepreneurship

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  • Wu, Jinshun
  • Wu, Luyao

Abstract

This paper analyses the impact of inclusive digital finance on household entrepreneurship. Through a mediating effects model, we explore the association between inclusive digital finance and household entrepreneurship performance. Selecting data from the China Household Finance Survey (CHFS) in 2017, 2019 and 2021 as the research sample. The study finds that: digital inclusive finance can facilitate household entrepreneurial decisions; digital inclusive finance can enhance entrepreneurial performance through two mechanisms: promoting innovative behavior and alleviating financing constraints, and digital inclusive finance can promote household entrepreneurship by reducing financing constraints.

Suggested Citation

  • Wu, Jinshun & Wu, Luyao, 2023. "Impacts of digital inclusive finance on household entrepreneurship," Finance Research Letters, Elsevier, vol. 56(C).
    • Handle: RePEc:eee:finlet:v:56:y:2023:i:c:s1544612323004865
    DOI: 10.1016/j.frl.2023.104114
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    References listed on IDEAS

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