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A causality test of the relationship between bank and credit union lending rates in local markets

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  • Feinberg, Robert M.
  • Rahman, A. F. M. Ataur

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  • Feinberg, Robert M. & Rahman, A. F. M. Ataur, 2001. "A causality test of the relationship between bank and credit union lending rates in local markets," Economics Letters, Elsevier, vol. 71(2), pages 271-275, May.
    • Handle: RePEc:eee:ecolet:v:71:y:2001:i:2:p:271-275
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    References listed on IDEAS

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    1. Berger, Allen N. & DeYoung, Robert, 1997. "Problem loans and cost efficiency in commercial banks," Journal of Banking & Finance, Elsevier, vol. 21(6), pages 849-870, June.
    2. Robert M. Feinberg, 2001. "The Competitive Role Of Credit Unions In Small Local Financial Services Markets," The Review of Economics and Statistics, MIT Press, vol. 83(3), pages 560-563, August.
    3. Robert Tokle & Joanne Tokle, 2000. "The Influence of Credit Union and Savings and Loan Competition on Bank Deposit Rates in Idaho and Montana," Review of Industrial Organization, Springer;The Industrial Organization Society, vol. 17(4), pages 427-439, December.
    4. Granger, C W J, 1969. "Investigating Causal Relations by Econometric Models and Cross-Spectral Methods," Econometrica, Econometric Society, vol. 37(3), pages 424-438, July.
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    Citations

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    Cited by:

    1. van Rijn, Jordan, 2018. "The Effect of Membership Expansion on Credit Union Risk and Returns," Staff Paper Series 588, University of Wisconsin, Agricultural and Applied Economics.
    2. Jordan van Rijn & Shuwei Zeng & Brent Hueth, 2023. "Do credit unions have distinct objectives? Evidence from executive compensation structures," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 94(1), pages 5-38, March.
    3. David Ely & Kenneth Robinson, 2009. "Credit Unions and Small Business Lending," Journal of Financial Services Research, Springer;Western Finance Association, vol. 35(1), pages 53-80, February.
    4. Chien-Min Kang & Ming-Chieh Wang & Lin Lin, 2022. "The Dynamic Typology in the Development Process of Credit Union Movements," IJFS, MDPI, vol. 10(2), pages 1-21, April.
    5. Jolly, Robert W. & Koppenhaver, Gary D. & Roe, Joshua D., 2004. "Growth of Large-Scale Credit Unions in Iowa: Implications for Public Policy," Working Papers 18209, Iowa State University, Department of Economics.
    6. Robert M. Feinberg, 2003. "The Determinants of Bank Rates in Local Consumer Lending Markets: Comparing Market and Institution‐Level Results," Southern Economic Journal, John Wiley & Sons, vol. 70(1), pages 144-156, July.
    7. Kazumine Kondo, 2017. "Do credit associations compete with each other in Japanese regional lending markets?," Journal of Economics and Finance, Springer;Academy of Economics and Finance, vol. 41(1), pages 195-210, January.
    8. Christian E. Weller & Amy Helburn, 2009. "Public Policy Options to Build Wealth for America’s Middle Class," Working Papers wp210, Political Economy Research Institute, University of Massachusetts at Amherst.
    9. Bauer, Keldon, 2008. "Detecting abnormal credit union performance," Journal of Banking & Finance, Elsevier, vol. 32(4), pages 573-586, April.
    10. John Goddard & Donal McKillop & John Wilson, 2009. "Which Credit Unions are Acquired?," Journal of Financial Services Research, Springer;Western Finance Association, vol. 36(2), pages 231-252, December.
    11. Robert M. Feinberg & A.F.M. Ataur Rahman, 2006. "Are Credit Unions Just Small Banks? Determinants of Loan Rates in Local Consumer Lending Markets," Eastern Economic Journal, Eastern Economic Association, vol. 32(4), pages 647-659, Fall.
    12. Kondo, Kazumine, 2014. "Do Credit Associations Compete with Each Other in Japanese Regional Lending Markets?," MPRA Paper 56669, University Library of Munich, Germany.
    13. Reka Sundaram-Stukel & Steven C Deller, 2021. "Locational Factors in the Competition between Credit Unions and Banks after the Great Recession," Papers 2110.07611, arXiv.org, revised Jul 2022.
    14. Goddard, John & McKillop, Donal & Wilson, John O.S., 2008. "The diversification and financial performance of US credit unions," Journal of Banking & Finance, Elsevier, vol. 32(9), pages 1836-1849, September.
    15. Naaman, Christine & Magnan, Michel & Hammami, Ahmad & Yao, Li, 2021. "Credit unions vs. commercial banks, who takes more risk?," Research in International Business and Finance, Elsevier, vol. 55(C).
    16. Jeff Heinrich & Russ Kashian, 2008. "Credit Union To Mutual Conversion: Do Interest Rates Diverge?," Contemporary Economic Policy, Western Economic Association International, vol. 26(1), pages 107-117, January.
    17. John Goddard & John O. S. Wilson, 2005. "US Credit Unions: An Empirical Investigation of Size, Age and Growth," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 76(3), pages 375-406, September.
    18. Krishnan Dandapani & Edward R. Lawrence & Jodonnis Rodriguez, 2018. "Determinants of Transactional Internet Banking," Journal of Financial Services Research, Springer;Western Finance Association, vol. 54(2), pages 243-267, October.
    19. Kondo, Kazumine, 2012. "Do Credit Associations Put Competitive Pressure on Regional Banks in Japanese Regional Lending Markets?," MPRA Paper 38769, University Library of Munich, Germany.
    20. Jolly, Robert W. & Koppenhaver, Gary D. & Roe, Joshua D., 2004. "Growth of Large-Scale Credit Unions in Iowa: Implications for Public Policy," Staff General Research Papers Archive 12216, Iowa State University, Department of Economics.
    21. Hessou, Helyoth & Lai, Van Son, 2017. "Basel III capital buffer requirements and credit union prudential regulation: Canadian evidence," Journal of Financial Stability, Elsevier, vol. 30(C), pages 92-110.
    22. Christian Weller, 2010. "Have Differences in Credit Access Diminished in an Era of Financial Market Deregulation?," Review of Social Economy, Taylor & Francis Journals, vol. 68(1), pages 1-34.
    23. Yamin Ahmad & Russell Kashian, 2010. "Modeling the time to an initial public offering: When does the fruit ripen?," Journal of Economics and Finance, Springer;Academy of Economics and Finance, vol. 34(4), pages 391-414, October.
    24. Helyoth Hessou & Van Son Lai, 2017. "Basel III Capital Buffer Requirements and Credit Union Prudential Regulation: Canadian Evidence," Working Papers 2017-007, Department of Research, Ipag Business School.

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    20. Robert Feinberg, 2008. "Explaining the Credit Union Entry Decision, and Implications for Performance," Review of Industrial Organization, Springer;The Industrial Organization Society, vol. 33(1), pages 81-91, August.

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