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Determinantes Del Número De Relaciones Bancarias En Colombia

Author

Listed:
  • Inés Paola Orozco

    ()

  • José E. Gómez-González

    ()

  • José Piñeros
  • José Vicente Romero

Abstract

En este documento se realiza una exploración inicial sobre los determinantes del número de rela¬ciones bancarias del sector corporativo privado de Colombia. Siguiendo otros estudios similares reali¬zados para distintos países, se utilizan modelos de datos de cuenta y se estima un modelo de regre¬sión de Poisson y un modelo de regresión binomial negativa para hallar los determinantes de la variable de interés. Encontramos que los datos presentan sobredispersión, razón por la cual el modelo de regresión binomial negativa es más adecuado que el modelo de regresión de Poisson en este contexto. Dentro de este ejercicio se encuentra que las varia¬bles de liquidez, tamaño de la firma, composición de la deuda, eficiencia, la tasa activa real y la tasa de crecimiento del PIB, resultan ser importantes en la determinación del número de relaciones bancarias. El hecho de que las relaciones bancarias sean afec¬tadas por la actividad económica, podría sugerir que durante los tiempos de desaceleración econó¬mica las empresas buscan fuentes alternativas de financiamiento.

Suggested Citation

  • Inés Paola Orozco & José E. Gómez-González & José Piñeros & José Vicente Romero, 2011. "Determinantes Del Número De Relaciones Bancarias En Colombia," ENSAYOS SOBRE POLÍTICA ECONÓMICA, BANCO DE LA REPÚBLICA - ESPE, vol. 29(65), pages 176-196, June.
    • Handle: RePEc:col:000107:009973
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    References listed on IDEAS

    as
    1. Enrica Detragiache & Paolo Garella & Luigi Guiso, 2000. "Multiple versus Single Banking Relationships: Theory and Evidence," Journal of Finance, American Finance Association, vol. 55(3), pages 1133-1161, June.
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    More about this item

    Keywords

    bancos; relaciones bancarias; mo¬delos de datos de cuenta.;

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • C40 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods: Special Topics - - - General

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