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Los orígenes del cooperativismo de crédito agrario en España, 1890-1934


  • Ángel Pascual Martínez Soto

    () (Universidad de Murcia)


The fundamental objective of this paper is to show the evolution of the agricultural credit co-operative movement in Spain during the first third of the XX century, when this finance alternative emerged and took shape, based on producer association. With this motive, we analyse aspects such as: establishment of the different organisational models of this type of entity and its promoting agents; the problems faced by this type of co-operative movement in achieving sustainability; its territorial introduction over these years; the functioning of different co-operatives –microanalysis-; the finance sources of these co-operatives. Lastly we explore the role of the state in promoting these financial services. The results of this paper show the limited development and difficulties experienced by this type of cooperativism in establishing itself. Only a fraction of the entities operating at this time managed to survive, thanks to their range of specialised financial products, their pricing policy; management based on microcredit technology and the backing of the associated farmers.

Suggested Citation

  • Ángel Pascual Martínez Soto, 2003. "Los orígenes del cooperativismo de crédito agrario en España, 1890-1934," CIRIEC-España, revista de economía pública, social y cooperativa, CIRIEC-España, issue 44, pages 57-104, April.
  • Handle: RePEc:cic:revcir:y:2003:i:44:p:57-104

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    References listed on IDEAS

    1. Douglas W. Diamond, 1984. "Financial Intermediation and Delegated Monitoring," Review of Economic Studies, Oxford University Press, vol. 51(3), pages 393-414.
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    More about this item


    Agricultural co-operative movement; rural savings banks; agricultural credit; microcredit; agricultural unions.;

    JEL classification:

    • N23 - Economic History - - Financial Markets and Institutions - - - Europe: Pre-1913
    • N24 - Economic History - - Financial Markets and Institutions - - - Europe: 1913-
    • P13 - Economic Systems - - Capitalist Systems - - - Cooperative Enterprises
    • Q13 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Agriculture - - - Agricultural Markets and Marketing; Cooperatives; Agribusiness
    • R51 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Regional Government Analysis - - - Finance in Urban and Rural Economies


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