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How Do Small-Dollar, Nonbank Loans Work?

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  • Miller, Thomas

    (Mercury Publication)

Abstract

This Primer is designed to give staffers, legislators, regulators, members, the press, and the general public an overview of the landscape of small dollar loans. Special attention is paid to Pawn loans, Vehicle Title Loans, Payday Loans, Traditional Insta

Suggested Citation

  • Miller, Thomas, 2019. "How Do Small-Dollar, Nonbank Loans Work?," Annals of Computational Economics, George Mason University, Mercatus Center, April.
    • Handle: RePEc:ajw:journl:07415
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    File URL: https://mercury.mercatus.org/Product/ViewFinalCopy/514
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    References listed on IDEAS

    as
    1. F. Thomas Juster & Robert P. Shay, 1964. "Consumer Sensitivity to Finance Rates," NBER Chapters, in: Consumer Sensitivity to Finance Rates: An Empirical and Analytical Investigation, pages 6-46, National Bureau of Economic Research, Inc.
    2. Susan Payne Carter & William Skimmyhorn, 2017. "Much Ado about Nothing? New Evidence on the Effects of Payday Lending on Military Members," The Review of Economics and Statistics, MIT Press, vol. 99(4), pages 606-621, July.
    3. Lukongo, Onyumbe Enumbe & Miller, Thomas, 2017. "Adverse Consequences of the Binding Constitutional Interest Rate Cap in the State of Arkansas," Working Papers 07446, George Mason University, Mercatus Center.
    4. Zinman, Jonathan, 2010. "Restricting consumer credit access: Household survey evidence on effects around the Oregon rate cap," Journal of Banking & Finance, Elsevier, vol. 34(3), pages 546-556, March.
    5. Durkin, Thomas A. & Elliehausen, Gregory & Staten, Michael E. & Zywicki, Todd J., 2014. "Consumer Credit and the American Economy," OUP Catalogue, Oxford University Press, number 9780195169928.
    6. Knight, Brian, 2017. "Federalism and Federalization on the Fintech Frontier," Working Papers 07324, George Mason University, Mercatus Center.
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    Cited by:

    1. Hannon, Simona, 2024. "Essays on consumer finance," Other publications TiSEM 4958b451-b30a-4957-9763-1, Tilburg University, School of Economics and Management.

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