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The Impact of Privatisation of Pension System on National Saving: The Case of Australia and Iceland

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Author Info
Mariangela Bonasia
Oreste Napolitano

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Abstract

Across industrialised and developing countries public pension systems have been heavily reformed during the last two decades. The major concern relates the sustainability of pay-as-you-go (PAYG) pension schemes. To solve public pension system crisis many proposals were issued to privatize social security (completely or partially) shifting towards scaling down the current PAYG system. This study assesses the validity of the effect of pension reforms on domestic savings in two steps: first, using an ARDL model of Pesaran, Shin and Smith (1996) capable of testing for the existence of a long-run relationship regardless of whether the underlying time series are individually integrated of different orders; second, employing the Kalman filter algorithm, in order to recover the parameter dynamics overtime. We select Australia and Iceland because they have complete mandatory private pillar. The empirical evidence derived from the ARDL approach for Australia and Iceland does support the widely held view that growing mandatory pension funds financial assets has significantly positive impact on national saving. Moreover, using the Kalman filter methodology we show that the pattern of the pension funds’ coefficients seemed to capture well the economic dynamic of the period. The coefficients of pension plans illustrate a shift upward soon after the launch of the reforms in 1993 and in 1998 in Australia and Iceland respectively. Both coefficients show a stable trend after the reforms.

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Paper provided by D.E.S. (Department of Economic Studies), University of Naples "Parthenope", Italy in its series Discussion Papers with number 3_2006.

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Date of creation: 01 Feb 2006
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Handle: RePEc:prt:dpaper:3_2006

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Related research
Keywords: National saving; pension funds; mandatory; ARDL model; Kalman filter.;

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Find related papers by JEL classification:
E21 - Macroeconomics and Monetary Economics - - Macroeconomics: Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
G23 - Financial Economics - - Financial Institutions and Services - - - Pension Funds; Other Private Financial Institutions
H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions

References listed on IDEAS
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  1. Lopez Murphy, Pablo & Musalem, Alberto R., 2004. "Pension funds and national saving," Policy Research Working Paper Series 3410, The World Bank. [Downloadable!]
  2. Bahmani-Oskooee, M & Chomsisengphet, S, 2002. "Stability of M2 Money Demand Function in Industrial Countries," Applied Economics, Taylor and Francis Journals, vol. 34(16), pages 2075-83, November. [Downloadable!] (restricted)
  3. E Philip Davis & Yu-Wei Hu, 2005. "Saving, Funding And Economic Growth," Public Policy Discussion Papers 05-02, Economics and Finance Section, School of Social Sciences, Brunel University. [Downloadable!]
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  4. Granger, Clive W J, 1986. "Developments in the Study of Cointegrated Economic Variables," Oxford Bulletin of Economics and Statistics, Department of Economics, University of Oxford, vol. 48(3), pages 213-28, August.
  5. Munnell, Alicia H, 1976. "Private Pensions and Saving: New Evidence," Journal of Political Economy, University of Chicago Press, vol. 84(5), pages 1013-32, October. [Downloadable!] (restricted)
  6. Hazel Bateman & John Piggott, 1997. "Private Pensions in OECD Countries: Australia," OECD Labour Market and Social Policy Occasional Papers 23, OECD, Directorate for Employment, Labour and Social Affairs. [Downloadable!]
  7. Martin Feldstein, 1995. "Social Security and Saving: New Time Series Evidence," NBER Working Papers 5054, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
  8. Laurence J. Kotlikoff & Kent A. Smetters & Jan Walliser, 1998. "Social Security: Privatization and Progressivity," NBER Working Papers 6428, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
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