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The gender gap in private pensions

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  • Bardasi, Elena
  • Jenkins, Stephen P.
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    Abstract

    Older women in Britain receive considerably less private pension income than older men, on average. We analyse this differential by examining differences between the sexes both in private pension coverage and in pension income conditional on receipt. Using regression-based decompositions, we show that both gaps are associated mainly with gender differences in returns to personal characteristics rather than with gender differences in personal characteristics per se. In particular, although there are marked differences between elderly men and elderly women in their lifetime employment histories, these differences account for only a small fraction of the overall private pension income gap between the sexes.

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    File URL: https://www.iser.essex.ac.uk/publications/working-papers/iser/2004-29.pdf
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    Bibliographic Info

    Paper provided by Institute for Social and Economic Research in its series ISER Working Paper Series with number 2004-29.

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    Date of creation: 01 Dec 2004
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    Publication status: published
    Handle: RePEc:ese:iserwp:2004-29

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    Postal: Publications Office, Institute for Social and Economic Research, University of Essex, Wivenhoe Park, Colchester, Essex CO4 3SQ UK
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    Postal: Publications Office, Institute for Social and Economic Research, University of Essex, Wivenhoe Park, Colchester, Essex CO4 3SQ UK
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    1. Susan Harkness, 1996. "The gender earnings gap: evidence from the UK," Fiscal Studies, Institute for Fiscal Studies, vol. 17(2), pages 1-36, May.
    2. Heckman, James J, 1979. "Sample Selection Bias as a Specification Error," Econometrica, Econometric Society, Econometric Society, vol. 47(1), pages 153-61, January.
    3. Oaxaca, Ronald, 1973. "Male-Female Wage Differentials in Urban Labor Markets," International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association, vol. 14(3), pages 693-709, October.
    4. William E. Even & David A. Macpherson, 1994. "Gender Differences in Pensions," Journal of Human Resources, University of Wisconsin Press, vol. 29(2), pages 555-587.
    5. Stewart, Mark B, 2003. "The relationship between the financial position of pensioners and their working-life earnings levels," Royal Economic Society Annual Conference 2003, Royal Economic Society 194, Royal Economic Society.
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    Cited by:
    1. Mantovani, Daniela & Papadopoulos, Fotis & Sutherland, Holly & Tsakloglou, Panos, 2005. "Pension Incomes in the European Union: Policy Reform Strategies in Comparative Perspective," IZA Discussion Papers 1537, Institute for the Study of Labor (IZA).

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