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What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment

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Author Info
Marianne Bertrand (University of Chicago Graduate School of Business and Jameel Poverty Action Lab)
Sendhil Mullainathan (University of Chicago Graduate School of Business and Jameel Poverty Action Lab)
Dean Karlan () (Economic Growth Center, Yale University)
Eldar Shafir (Princeton University, Innovations for Poverty Action, University of Chicago Graduate School of Business and Jameel Poverty Action Lab)
Jonathan Zinman (Dartmouth College and Innovations for Poverty Action)

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Abstract

Firms spend billions of dollars each year advertising consumer products in order to influence demand. Much of these outlays are on the creative design of advertising content. Creative content often uses nuances of presentation and framing that have large effects on consumer decision making in laboratory studies. But there is little field evidence on the effect of advertising content as it compares in magnitude to the effect of price. We analyze a direct mail field experiment in South Africa implemented by a consumer lender that randomized creative content and loan price simultaneously. We find that content has significant effects on demand. There is also some evidence that the magnitude of content sensitivity is large relative to price sensitivity. However, it was difficult to predict which particular types of content would significantly impact demand. This fits with a central premise of psychology— context matters— and highlights the importance of testing the robustness of laboratory findings in the field.

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Paper provided by Economic Growth Center, Yale University in its series Working Papers with number 968.

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Length: 34 pages
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Handle: RePEc:egc:wpaper:968

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Related research
Keywords: economics of advertising; economics & psychology; behavioral; economics; cues; microfinance;

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Find related papers by JEL classification:
D01 - Microeconomics - - General - - - Microeconomic Behavior: Underlying Principles
M31 - Business Administration and Business Economics; Marketing; Accounting - - Marketing and Advertising - - - Marketing
M37 - Business Administration and Business Economics; Marketing; Accounting - - Marketing and Advertising - - - Advertising
C93 - Mathematical and Quantitative Methods - - Design of Experiments - - - Field Experiments
D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
D14 - Microeconomics - - Household Behavior - - - Personal Finance
D21 - Microeconomics - - Production and Organizations - - - Firm Behavior
D81 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Criteria for Decision-Making under Risk and Uncertainty
D91 - Microeconomics - - Intertemporal Choice and Growth - - - Intertemporal Consumer Choice; Life Cycle Models and Saving
O12 - Economic Development, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development

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