Do Spouses Make Claims? Empowerment and Microfinance in India
AbstractSummary We study a microfinance program that provides compulsory health insurance to its borrowers and their spouses. We find that non-borrowing spouses are less likely to file insurance claims than those who are borrowing. Further, a man is more likely to use the health insurance acquired through his wife's loan than is a woman (through her husband's loan). These patterns suggest that women who do not borrow are disempowered relative to those who do.
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Bibliographic InfoArticle provided by Elsevier in its journal World Development.
Volume (Year): 39 (2011)
Issue (Month): 6 (June)
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Web page: http://www.elsevier.com/locate/worlddev
health insurance microfinance claims gender empowerment India;
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