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Does an imbalance in the population gender ratio affect FinTech innovation?

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  • Chen, Xiaohui
  • Chen, Wen
  • Lu, Kongbiao

Abstract

An imbalance in the population gender ratio is a real-world problem that China faces. A related issue is how the ratio imbalance will affect FinTech innovation. Based on a theoretical analysis, this paper uses text mining and CRITIC methods to construct a provincial FinTech innovation index from 2008 to 2018 and studies the impact of the gender ratio on FinTech innovation. The results show that the gender imbalance can promote FinTech innovation by increasing the social risk-taking level. It is also found that an imbalanced gender ratio also increases FinTech risk exposure. This paper provides insights into the demographic reasons behind the rise and development of China's FinTech industry.

Suggested Citation

  • Chen, Xiaohui & Chen, Wen & Lu, Kongbiao, 2023. "Does an imbalance in the population gender ratio affect FinTech innovation?," Technological Forecasting and Social Change, Elsevier, vol. 188(C).
    • Handle: RePEc:eee:tefoso:v:188:y:2023:i:c:s0040162522006850
    DOI: 10.1016/j.techfore.2022.122164
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    2. Rapih, Subroto & Susantiningrum, & Wahyono, Budi & Borges, Jorge Tavares & Phongsounthone, Somesanook, 2023. "Financial openness and fintech credit," Finance Research Letters, Elsevier, vol. 56(C).
    3. Tae-Soo Ha & Kuk-Kyoung Moon, 2023. "Distributive Justice, Goal Clarity, and Organizational Citizenship Behavior: The Moderating Role of Transactional and Transformational Leadership," Sustainability, MDPI, vol. 15(9), pages 1-20, April.
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    6. Yingkai Yin & Hongxin Ma & Zhenni Wu & Aobo Yue, 2023. "How Does China Build Its Fintech Strategy? A Perspective of Policy Evolution," Sustainability, MDPI, vol. 15(13), pages 1-21, June.
    7. Liu, Hui & Zhu, Qirong & Muhammad Khoso, Wali & Khalique Khoso, Abdul, 2023. "Spatial pattern and the development of green finance trends in China," Renewable Energy, Elsevier, vol. 211(C), pages 370-378.

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    More about this item

    Keywords

    Population gender ratio; FinTech innovation; Fintech risk;
    All these keywords.

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination
    • G33 - Financial Economics - - Corporate Finance and Governance - - - Bankruptcy; Liquidation

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