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Overview of Child Development Accounts in developing countries

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  • Meyer, Jeff
  • Masa, Rainier D.
  • Zimmerman, Jamie M.
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    Abstract

    Child Development Accounts (CDAs) as a matter of policy have existed for some time, though predominantly in developed countries. While there are at least a few government social programs with CDA components in the developing world, such policies have yet to gain significant traction. This paper finds that despite this lack of policy movement, CDAs do exist in developing countries in a variety of forms and delivered by a diverse group of institutions. Government-linked institutions (such as savings and post banks); non-governmental institutions (such as credit unions and NGOs); and commercial financial institutions are all innovating in CDA design and delivery. This paper offers a review of how CDAs exist in developing countries, including the types of institutions offering CDAs, and design features and delivery mechanisms common among such accounts. The paper concludes with implications of this analysis for policymakers and researchers.

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    Bibliographic Info

    Article provided by Elsevier in its journal Children and Youth Services Review.

    Volume (Year): 32 (2010)
    Issue (Month): 11 (November)
    Pages: 1561-1569

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    Handle: RePEc:eee:cysrev:v:32:y:2010:i:11:p:1561-1569

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    Web page: http://www.elsevier.com/locate/childyouth

    Related research

    Keywords: Child Development Accounts Social policy Financial inclusion Savings;

    References

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    1. Ariel Fiszbein & Norbert Schady & Francisco H. G. Ferreira & Margaret Grosh & Niall Keleher & Pedro Olinto & Emmanuel Skoufias, 2009. "Conditional Cash Transfers : Reducing Present and Future Poverty," World Bank Publications, The World Bank, number 2597, October.
    2. Nava Ashaf & Dean Karlan & Wesley Yin, 2006. "Deposit collectors," Natural Field Experiments 00205, The Field Experiments Website.
    3. Case, Anne & Fertig, Angela & Paxson, Christina, 2005. "The lasting impact of childhood health and circumstance," Journal of Health Economics, Elsevier, vol. 24(2), pages 365-389, March.
    4. Nava Ashaf & Dean Karlan & Wesley Yin, 2004. "Tying odysseus to the mast: Evidence from a commitment savings product in the philippines," Natural Field Experiments 00206, The Field Experiments Website.
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    Cited by:
    1. Huang, Jin & Sherraden, Michael & Purnell, Jason Q., 2014. "Impacts of Child Development Accounts on maternal depressive symptoms: Evidence from a randomized statewide policy experiment," Social Science & Medicine, Elsevier, vol. 112(C), pages 30-38.

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