IDEAS home Printed from https://ideas.repec.org/p/smo/raiswp/0636.html

From Data to Financial Decision: Development and Implementation of a Credit Risk Scoring Model in the Moroccan Context

Author

Listed:
  • Imane Bouslikhane

    (ESCA Ecole de Management, Morocco)

  • Azzeddine Allioui

    (ESCA Ecole de Management, Morocco)

Abstract

At the dawn of a silent revolution in the prudential management of banking risks in Morocco, this report aims to examine the various international advances in prudential standards and their transposition to the Moroccan context, more specifically in terms of credit risk management. Using raw, real, but non-nominative data, we work together to build a scoring model to assess the credit risk of Moroccan companies. The ultimate goal is to understand how credit risk management forms the basis for effective decision-making, as well as the methodological approach to building a credit scoring model that combines theoretical rigor with the evolution of a rapidly changing regulatory environment.

Suggested Citation

  • Imane Bouslikhane & Azzeddine Allioui, 2026. "From Data to Financial Decision: Development and Implementation of a Credit Risk Scoring Model in the Moroccan Context," RAIS Conference Proceedings 2022-2025 0636, Research Association for Interdisciplinary Studies.
    • Handle: RePEc:smo:raiswp:0636
    as

    Download full text from publisher

    File URL: https://rais.education/wp-content/uploads/0636.pdf
    File Function: Full text
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:smo:raiswp:0636. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Eduard David (email available below). General contact details of provider: http://rais.education/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.