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Financiamiento Alternativo y Acceso al Crédito: Evidencia del Sector Textil Boliviano
[Alternative Financing and Credit Access: Evidence from Bolivia’s Textile Sector]

Author

Listed:
  • Villarroel Mamani, Ezequiel

Abstract

Este estudio analiza las limitaciones en el acceso al crédito bancario tradicional para las pequeñas y medianas empresas del sector textil en Bolivia y realiza una evaluación del mercado de valores como una alternativa de financiamiento eficiente. Utilizando un análisis estructural de hechos estilizados y una modelación econométrica Logit basada en el Ratio Odds, con una base de datos estructural recopilada al corte de la gestión 2020, se evalúa el impacto de la emisión de bonos participativos en la Bolsa Boliviana de Valores. Los resultados demuestran que el mercado de valores alcanza una eficiencia del 75,42% en la otorgación de créditos en comparación con la banca tradicional. Se concluye que la implementación de estos instrumentos bursátiles ofrece políticas financieras más flexibles, viables y óptimas para la sostenibilidad y el financiamiento a largo plazo de la industria manufacturera textil.

Suggested Citation

  • Villarroel Mamani, Ezequiel, 2026. "Financiamiento Alternativo y Acceso al Crédito: Evidencia del Sector Textil Boliviano [Alternative Financing and Credit Access: Evidence from Bolivia’s Textile Sector]," MPRA Paper 129406, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:129406
    as

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    References listed on IDEAS

    as
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    Keywords

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    JEL classification:

    • G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage
    • G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill
    • L67 - Industrial Organization - - Industry Studies: Manufacturing - - - Other Consumer Nondurables: Clothing, Textiles, Shoes, and Leather Goods; Household Goods; Sports Equipment
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance

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