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A compilation of state mortgage broker laws and regulations, 1996-2006

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  • Cynthia J. Pahl

Abstract

This document catalogs and summarizes the basic provisions of licensing and registration policies that govern firms and individuals engaged in mortgage brokering activities in the 50 states and the District of Columbia. The intent is to facilitate further research on mortgage broker regulation that can assist state governments in developing legislative priorities that will result in optimal regulatory outcomes.

Suggested Citation

  • Cynthia J. Pahl, 2007. "A compilation of state mortgage broker laws and regulations, 1996-2006," Community Affairs Report 2007-2, Federal Reserve Bank of Minneapolis.
  • Handle: RePEc:fip:fedmcr:2007-2
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    File URL: http://www.minneapolisfed.org/publications_papers/pub_display.cfm?id=3224
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    File URL: http://www.minneapolisfed.org/publications_papers/capapers/mortgagebrokerregs/mortgagebrokerregulations_report.pdf
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    Cited by:

    1. Berndt, Antje & Hollifield, Burton & Sandås, Patrik, 2017. "What Broker Charges Reveal about Mortgage Credit Risk," Working Paper Series 336, Sveriges Riksbank (Central Bank of Sweden).
    2. Inderst, Roman & Ottaviani, Marco, 2012. "How (not) to pay for advice: A framework for consumer financial protection," Journal of Financial Economics, Elsevier, vol. 105(2), pages 393-411.
    3. Roman Inderst & Marco Ottaviani, 2012. "Financial Advice," Journal of Economic Literature, American Economic Association, vol. 50(2), pages 494-512, June.
    4. Roman Inderst & Marco Ottaviani, 2012. "Competition through Commissions and Kickbacks," American Economic Review, American Economic Association, vol. 102(2), pages 780-809, April.
    5. Morris M. Kleiner & Richard M. Todd, 2007. "Mortgage Broker Regulations That Matter: Analyzing Earnings, Employment, and Outcomes for Consumers," NBER Working Papers 13684, National Bureau of Economic Research, Inc.

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