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Underserved mortgage markets: evidence from HMDA data

Author

Listed:
  • Robert B. Avery
  • Patricia E. Beeson
  • Mark S. Sniderman

Abstract

A baseline evaluation of the variation in mortgage credit flows across different types of neighborhoods using HMDA data collected in 1990 and 1991.

Suggested Citation

  • Robert B. Avery & Patricia E. Beeson & Mark S. Sniderman, 1994. "Underserved mortgage markets: evidence from HMDA data," Working Papers (Old Series) 9421, Federal Reserve Bank of Cleveland.
    • Handle: RePEc:fip:fedcwp:9421
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    References listed on IDEAS

    as
    1. Robert B. Avery & Patricia E. Beeson & Mark S. Sniderman, 1993. "Accounting for racial differences in housing credit markets," Working Papers (Old Series) 9310, Federal Reserve Bank of Cleveland.
    2. Glenn B. Canner & Dolores S. Smith, 1991. "Home Mortgage Disclosure Act: expanded data on residential lending," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Nov, pages 859-881.
    3. Jonathan A. Neuberger & Ronald H. Schmidt, 1994. "A market-based approach to CRA," FRBSF Economic Letter, Federal Reserve Bank of San Francisco, issue may27.
    4. Robert B. Avery, 1989. "Making judgments about mortgage lending patterns," Economic Commentary, Federal Reserve Bank of Cleveland, issue Dec.
    Full references (including those not matched with items on IDEAS)

    Citations

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    Cited by:

    1. Robert B. Avery & Patricia E. Beeson & Mark S. Sniderman, 1996. "Neighborhood information and home mortgage lending," Working Papers (Old Series) 9620, Federal Reserve Bank of Cleveland.
    2. Onder, Zeynep, 2002. "Homeownership and FHA Mortgage Activity in Neighborhoods and Metropolitan Areas," Journal of Housing Economics, Elsevier, vol. 11(2), pages 152-181, June.
    3. Nothaft, Frank E. & Perry, Vanessa G., 2002. "Do mortgage rates vary by neighborhood? Implications for loan pricing and redlining," Journal of Housing Economics, Elsevier, vol. 11(3), pages 244-265, September.

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