Consumer Financial Capability: A Comparison of the UK and Ireland
Financial capability refers to the study of a person’s knowledge of financial products, their understanding of their own financial position and their ability to choose products appropriate to that position along with their ability to plan ahead financially and to seek and act on appropriate advice when necessary. Financial capability and financial literacy are becoming increasingly important in a world of changing financial markets and products, increased life expectancy and changing pension arrangements. The first substantial evidence on financial capability in Ireland using a survey dataset designed for the specific purpose of measuring financial capability in Ireland was recently described in O’Donnell and Keeney (2009). The Irish survey closely followed a recent UK survey and this makes it possible to compare and contrast responses and results across the two countries, which is the topic of this paper.
|Date of creation:||Jun 2009|
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- Adele Atkinson & Stephen McKay & Sharon Collard & Elaine Kempson, 2007.
"Levels of Financial Capability in the UK,"
Public Money & Management,
Chartered Institute of Public Finance and Accountancy, vol. 27(1), pages 29-36, 02.
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