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Spain | Who saves? Heterogeneity in household savings

Author

Listed:
  • Noelia Cámara
  • Sirenia Vázquez

Abstract

This study analyzes the saving capacity of Spanish households in 2024. Income is the determining factor. Additionally, household size and housing tenure are key variables that significantly influence family savings.

Suggested Citation

  • Noelia Cámara & Sirenia Vázquez, 2026. "Spain | Who saves? Heterogeneity in household savings," Working Papers 26/15, BBVA Bank, Economic Research Department.
    • Handle: RePEc:bbv:wpaper:2615
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    File URL: https://www.bbvaresearch.com/wp-content/uploads/2026/09/WP_ahorro.pdf
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    References listed on IDEAS

    as
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    2. Brindusa Anghel & J. Ignacio Conde-Ruiz, 2023. "Brechas Salariales de Genero Ajustadas en España: 2002-2018," Studies on the Spanish Economy eee2023-06, FEDEA.
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    6. Marta Martínez Matute & Alberto Urtasun, 2017. "La recuperación del consumo privado en España por tipo de producto y hogar," Boletín Económico, Banco de España, issue JUN.
    7. Gilles Duranton & Diego Puga, 2020. "The Economics of Urban Density," Journal of Economic Perspectives, American Economic Association, vol. 34(3), pages 3-26, Summer.
    8. Martin Browning & Annamaria Lusardi, 1996. "Household Saving: Micro Theories and Micro Facts," Journal of Economic Literature, American Economic Association, vol. 34(4), pages 1797-1855, December.
    9. Roberto Bande & Dolores Riveiro, 2013. "Private Saving Rates and Macroeconomic Uncertainty: Evidence from Spanish Regional Data," The Economic and Social Review, Economic and Social Studies, vol. 44(3), pages 323-349.
    10. repec:bde:joures:v:09:y:2013:p:24 is not listed on IDEAS
    11. Julio López-Laborda & Carmen Marín-González & Jorge Onrubia, 2017. "Estimating Engel curves: A new way to improve the SILC-HBS matching process," Working Papers 2017-15, FEDEA.
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    Keywords

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    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
    • C21 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Cross-Sectional Models; Spatial Models; Treatment Effect Models

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