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Machine Learning Methods: Potential for Deposit Insurance

Author

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  • Ryan Defina

    (International Association of Deposit Insurers)

Abstract

The field of deposit insurance is yet to realise fully the potential of machine learning, and the substantial benefits that it may present to its operational and policy-oriented activities. There are practical opportunities available (some specified in this paper) that can assist in improving deposit insurers' relationship with the technology. Sharing of experiences and learnings via international engagement and collaboration is fundamental in developing global best practices in this space.

Suggested Citation

  • Ryan Defina, 2021. "Machine Learning Methods: Potential for Deposit Insurance," IADI Fintech Briefs 3, International Association of Deposit Insurers.
    • Handle: RePEc:awl:finbri:3
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    References listed on IDEAS

    as
    1. Chakraborty, Chiranjit & Joseph, Andreas, 2017. "Machine learning at central banks," Bank of England working papers 674, Bank of England.
    2. International Association of Deposit Insurers, 2014. "IADI Core Principles for Effective Deposit Insurance Systems," IADI Standards 14-11, International Association of Deposit Insurers.
    3. Giuseppe Loiacono & Edoardo Rulli, 2022. "ResTech: innovative technologies for crisis resolution," Journal of Banking Regulation, Palgrave Macmillan, vol. 23(3), pages 227-243, September.
    Full references (including those not matched with items on IDEAS)

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    Cited by:

    1. Van Roosebeke, Bert & Defina, Ryan, 2021. "Central Bank Digital Currencies: The Motivation," MPRA Paper 111006, University Library of Munich, Germany.
    2. Edward Garnett & Rachel Youssef & Daniel Hoople, 2022. "Introductory Brief (Part II): Opportunities for Deposit Insurers (DepTech)," IADI Fintech Briefs 8, International Association of Deposit Insurers.

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    More about this item

    Keywords

    deposit insurance; bank resolution;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G33 - Financial Economics - - Corporate Finance and Governance - - - Bankruptcy; Liquidation

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