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Estimating Willingness-to-Pay for Health Insurance Among Rural Poor in India by Reference to Engel’s Law

In: Financing Micro Health Insurance Theory, Methods and Evidence

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  • David Mark Dror

Abstract

The following sections are included:Even the rural poor, with very little money, education or experience with (health) insurance consider health insurance as a necessity good (akin to food).On an average, willingness to pay (WTP) for community-based health insurance (CBHI) was around 4.5% of food expenditures in the studied locations.The average expenditure on food can serve as a better data series for the estimation of WTP for health insurance (HI) than either overall income or discretionary income.

Suggested Citation

  • David Mark Dror, 2018. "Estimating Willingness-to-Pay for Health Insurance Among Rural Poor in India by Reference to Engel’s Law," World Scientific Book Chapters, in: Financing Micro Health Insurance Theory, Methods and Evidence, chapter 7, pages 139-149, World Scientific Publishing Co. Pte. Ltd..
    • Handle: RePEc:wsi:wschap:9789813238480_0007
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    2. Huang, Liqiao & Yoshida, Yoshikuni & Li, Yuan & Cheng, Nan & Xue, Jinjun & Long, Yin, 2024. "Sustainable lifestyle: Quantification and determining factors analysis of household carbon footprints in Japan," Energy Policy, Elsevier, vol. 186(C).
    3. Lu, Ruoran & Zeng, Xiaopeng & Duan, Jiali & Gao, Ting & Huo, Da & Zhou, Tao & Song, Yi & Deng, Ying & Guo, Xiuhua, 2016. "Secular growth trends among children in Beijing (1955–2010)," Economics & Human Biology, Elsevier, vol. 21(C), pages 210-220.
    4. Muttaqien Muttaqien & Hermawati Setiyaningsih & Vini Aristianti & Harry Laurence Selby Coleman & Muhammad Syamsu Hidayat & Erzan Dhanalvin & Dedy Revelino Siregar & Ali Ghufron Mukti & Maarten Olivier, 2021. "Why did informal sector workers stop paying for health insurance in Indonesia? Exploring enrollees’ ability and willingness to pay," PLOS ONE, Public Library of Science, vol. 16(6), pages 1-19, June.
    5. Tsvetkova, Liudmila & Okhrimenko, Igor & Belousova, Tamara & Khuzhamov, Leonid, 2022. "Relationship and mutual influence between poverty and insurance in a developing insurance market," Journal of Behavioral and Experimental Finance, Elsevier, vol. 36(C).
    6. Mohd Zuhair & Fuli Zhou & Saurabh Pratap & Ram Babu Roy, 2022. "Eliciting key attributes of health insurance in rural India: a qualitative analysis," SN Business & Economics, Springer, vol. 2(3), pages 1-28, March.
    7. Mohd Zuhair & Ram Babu Roy, 2022. "Eliciting relative preferences for the attributes of health insurance schemes among rural consumers in India," International Journal of Health Economics and Management, Springer, vol. 22(4), pages 443-458, December.
    8. Esperanza Arnés & Carlos G. H. Díaz-Ambrona & Omar Marín-González & Marta Astier, 2018. "Farmer Field Schools (FFSs): A Tool Empowering Sustainability and Food Security in Peasant Farming Systems in the Nicaraguan Highlands," Sustainability, MDPI, vol. 10(9), pages 1-24, August.
    9. David M. Dror & Atanu Majumdar & Nihar Jangle, 2019. "Correction to: Estimating capital requirements to scale health microinsurance serving rural poor populations," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 44(3), pages 445-445, July.
    10. Chatterjee, Chirantan & Joshi, Radhika & Sood, Neeraj & Boregowda, P., 2018. "Government health insurance and spatial peer effects: New evidence from India," Social Science & Medicine, Elsevier, vol. 196(C), pages 131-141.

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    JEL classification:

    • I13 - Health, Education, and Welfare - - Health - - - Health Insurance, Public and Private
    • I15 - Health, Education, and Welfare - - Health - - - Health and Economic Development

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