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Introduction

Author

Listed:
  • Mushtaque Chowdhury

    (Director of Research, BRAC, Bangladesh)

  • Paul Mosley

    (Professor of Economics, University of Sheffield)

  • Anton Simanowitz

    (coordinator of the Ford Foundation's IMP-ACT programme (see note 4) based at IDS, University of Sussex)

Abstract

Analysis of the poverty impacts of microfinance is almost exclusively focused on the direct impacts on microfinance clients. The Imp-Act programme emphasizes the need to also consider the 'wider impacts' achieved through non-client beneficiaries of microfinance. To fully understand and achieve the social impacts to which microfinance aspires wider impacts need to be assessed and programmes designed to achieve these outcomes. This volume introduces methodologies, in most cases developed by practitioners, which measure these wider or 'social' impacts and use the results as a point of departure for understanding what institutional and policy interventions are required to make them more pro-poor. The principal wider impacts discussed are health, community governance, postwar reconstruction, labour and finance markets and, in relation to Bolivia and Indonesia, the economy as a whole. We represent research into such wider impacts as a public good which is beneficial for all microfinance institutions (MFIs)-in particular for their public relations-and for the poverty impact of the sector as a whole, but which the individual institutions typically do not have the resources to assess. This indicates a clear role for donors. Copyright © 2004 John Wiley & Sons, Ltd.

Suggested Citation

  • Mushtaque Chowdhury & Paul Mosley & Anton Simanowitz, 2004. "Introduction," Journal of International Development, John Wiley & Sons, Ltd., vol. 16(3), pages 291-300.
    • Handle: RePEc:wly:jintdv:v:16:y:2004:i:3:p:291-300
    DOI: 10.1002/jid.1087
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    References listed on IDEAS

    as
    1. Khandker, S.R. & Khalily, B. & Khan, Z., 1995. "Grameen Bank: Performance and Sustainability," World Bank - Discussion Papers 306, World Bank.
    2. Jonathan Morduch, 1999. "The Microfinance Promise," Journal of Economic Literature, American Economic Association, vol. 37(4), pages 1569-1614, December.
    3. Asif Dowla & Dewan Alamgir, 2003. "From microcredit to microfinance: evolution of savings products by MFIs in Bangladesh," Journal of International Development, John Wiley & Sons, Ltd., vol. 15(8), pages 969-988.
    4. Simanowitz, Anton & Walter, Alice, 2002. "Ensuring Impact : Reaching the Poorest While Building Financially Self-Sufficient Institutions, and Showing Improvement in the Lives of the Poorest Families: Summary of Article Appearing in Pathways Out of Poverty: Innovations in Microfinance for the," Occasional Papers 23745, University of Sussex, Imp-Act: Improving the Impact of Microfinance on Poverty: Action Research Program.
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    7. Mosley, Paul & Hulme, David, 1998. "Microenterprise finance: Is there a conflict between growth and poverty alleviation?," World Development, Elsevier, vol. 26(5), pages 783-790, May.
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