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Formal Financial Services for Rural Small Savers: A Case Study of Orissa, India

Author

Listed:
  • Jyotirmayee Kar

    (ICFAI Business School, Bhubaneswar, Orissa, India)

  • Prafulla K. Dash

    (ICFAI Business School, Bhubaneswar, Orissa, India)

Abstract

Preference of the small savers varies across the markets. Yet, generally they opt for easily accessible and security of funds. Informal financial services appear to be much ahead the formal ones both in terms of accessibility and security in catering to the needs of the rural small savers. What constrains them in going for formal small saving? Some issues are examined in this article.

Suggested Citation

  • Jyotirmayee Kar & Prafulla K. Dash, 2009. "Formal Financial Services for Rural Small Savers: A Case Study of Orissa, India," Annals of the University of Petrosani, Economics, University of Petrosani, Romania, vol. 9(2), pages 73-82.
    • Handle: RePEc:pet:annals:v:9:i:2:y:2009:p:73-82
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    References listed on IDEAS

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    1. Bell, Clive, 1988. "Credit markets and interlinked transactions," Handbook of Development Economics, in: Hollis Chenery & T.N. Srinivasan (ed.), Handbook of Development Economics, edition 1, volume 1, chapter 16, pages 763-830, Elsevier.
    2. J. Behrman & T.N. Srinivasan (ed.), 1995. "Handbook of Development Economics," Handbook of Development Economics, Elsevier, edition 1, volume 3, number 3.
    3. J. Behrman & T.N. Srinivasan (ed.), 1995. "Handbook of Development Economics," Handbook of Development Economics, Elsevier, edition 1, volume 3, number 4.
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