IDEAS home Printed from https://ideas.repec.org/a/kap/jfamec/v40y2019i1d10.1007_s10834-018-9591-6.html
   My bibliography  Save this article

The Changing Nature of the Association Between Student Loan Debt and Marital Behavior in Young Adulthood

Author

Listed:
  • Fenaba R. Addo

    () (University of Wisconsin-Madison)

  • Jason N. Houle

    () (Dartmouth College)

  • Sharon Sassler

    () (Cornell University)

Abstract

In this study, we compared young adults from the NLSY 1979 and the NLSY 1997 to examine how the relationship between student debt and the likelihood of marrying changed across cohorts, in light of the growing acceptance of non-marital cohabitation. In the 1997 cohort, student loan debt among college-attending young adults was associated with delays in marriage, but not in the 1979 cohort. Among men, the positive association between education debt and marriage in the 1979 cohort was no longer evident for the 1997 cohort of young men. Our findings provide further evidence that rising student debt is reshaping relationship formation among college-going youth, and that as cohabitation has become more widespread, social and economic disparities in who marries without cohabiting first have increased.

Suggested Citation

  • Fenaba R. Addo & Jason N. Houle & Sharon Sassler, 2019. "The Changing Nature of the Association Between Student Loan Debt and Marital Behavior in Young Adulthood," Journal of Family and Economic Issues, Springer, vol. 40(1), pages 86-101, March.
  • Handle: RePEc:kap:jfamec:v:40:y:2019:i:1:d:10.1007_s10834-018-9591-6
    DOI: 10.1007/s10834-018-9591-6
    as

    Download full text from publisher

    File URL: http://link.springer.com/10.1007/s10834-018-9591-6
    File Function: Abstract
    Download Restriction: Access to full text is restricted to subscribers.

    As the access to this document is restricted, you may want to search for a different version of it.

    References listed on IDEAS

    as
    1. Yu Xie & James Raymo & Kimberly Goyette & Arland Thornton, 2003. "Erratum to: “Economic Potential and Entry Into Marriage and Cohabitation”," Demography, Springer;Population Association of America (PAA), vol. 40(2), pages 1-1, May.
    2. Sara Mclanahan, 2004. "Diverging destinies: How children are faring under the second demographic transition," Demography, Springer;Population Association of America (PAA), vol. 41(4), pages 607-627, November.
    3. Francine D. Blau & Lawrence M. Kahn & Jane Waldfogel, 2000. "Understanding Young Women's Marriage Decisions: The Role of Labor and Marriage Market Conditions," ILR Review, Cornell University, ILR School, vol. 53(4), pages 624-647, July.
    4. Yu Xie & James Raymo & Kimberl Goyette & Arland Thornton, 2003. "Economic potential and entry into marriage and cohabitation," Demography, Springer;Population Association of America (PAA), vol. 40(2), pages 351-367, May.
    5. Dennis Hogan, 1978. "The effects of demographic factors, family background, and early job achievement on age at marriage," Demography, Springer;Population Association of America (PAA), vol. 15(2), pages 161-175, May.
    6. Thomas A. Durkin, 2000. "Credit cards: use and consumer attitudes, 1970-2000," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 86(Sep), pages 623-634, September.
    7. Sharon Sassler & Katherine Michelmore & Zhenchao Qian, 2018. "Transitions From Sexual Relationships Into Cohabitation and Beyond," Demography, Springer;Population Association of America (PAA), vol. 55(2), pages 511-534, April.
    8. Fenaba R. Addo, 2017. "Financial Integration and Relationship Transitions of Young Adult Cohabiters," Journal of Family and Economic Issues, Springer, vol. 38(1), pages 84-99, March.
    9. Fenaba Addo, 2014. "Debt, Cohabitation, and Marriage in Young Adulthood," Demography, Springer;Population Association of America (PAA), vol. 51(5), pages 1677-1701, October.
    10. Leslie Whittington & H. Elizabeth Peters, 1996. "Economic incentives for financial and residential independence," Demography, Springer;Population Association of America (PAA), vol. 33(1), pages 82-97, February.
    11. Fenaba Addo, 2012. "Ethnoracial Differences in Early Union Experiences Among Young Adult Women," The Review of Black Political Economy, Springer;National Economic Association, vol. 39(4), pages 427-444, December.
    12. Valerie Oppenheimer & Matthijs Kalmijn & Nelson Lim, 1997. "Men’s career development and marriage timing during a period of rising inequality," Demography, Springer;Population Association of America (PAA), vol. 34(3), pages 311-330, August.
    13. Kenneth M. Johnson & Daniel T. Lichter, 2010. "Growing Diversity among America's Children and Youth: Spatial and Temporal Dimensions," Population and Development Review, The Population Council, Inc., vol. 36(1), pages 151-176, March.
    14. Brad J. Hershbein & Kevin Hollenbeck, 2013. "The Distribution of College Graduate Debt, 1990 to 2008: A Decomposition Approach," Upjohn Working Papers and Journal Articles 14-204, W.E. Upjohn Institute for Employment Research.
    15. Jeffrey Dew & Joseph Price, 2011. "Beyond Employment and Income: The Association Between Young Adults’ Finances and Marital Timing," Journal of Family and Economic Issues, Springer, vol. 32(3), pages 424-436, September.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Fenaba Addo, 2014. "Debt, Cohabitation, and Marriage in Young Adulthood," Demography, Springer;Population Association of America (PAA), vol. 51(5), pages 1677-1701, October.
    2. Deirdre Bloome & Shannon Ang, 2020. "Marriage and Union Formation in the United States: Recent Trends Across Racial Groups and Economic Backgrounds," Demography, Springer;Population Association of America (PAA), vol. 57(5), pages 1753-1786, October.
    3. Daniel Schneider & Kristen Harknett & Matthew Stimpson, 2019. "Job Quality and the Educational Gradient in Entry Into Marriage and Cohabitation," Demography, Springer;Population Association of America (PAA), vol. 56(2), pages 451-476, April.
    4. Christina Gibson-Davis & Anna Gassman-Pines & Rebecca Lehrman, 2018. "“His” and “Hers”: Meeting the Economic Bar to Marriage," Demography, Springer;Population Association of America (PAA), vol. 55(6), pages 2321-2343, December.
    5. Arif A. Mamun, 2006. "The White Picket Fence Dream: Effects of Assets on the Choice of Family Union," Mathematica Policy Research Reports 01ccaca54ad44dc89c4f3f393, Mathematica Policy Research.
    6. Keuntae Kim, 2017. "The changing role of employment status in marriage formation among young Korean adults," Demographic Research, Max Planck Institute for Demographic Research, Rostock, Germany, vol. 36(5), pages 145-172.
    7. Fenaba R. Addo, 2017. "Financial Integration and Relationship Transitions of Young Adult Cohabiters," Journal of Family and Economic Issues, Springer, vol. 38(1), pages 84-99, March.
    8. Emily Parker, 0. "Gender Differences in the Marital Plans and Union Transitions of First Cohabitations," Population Research and Policy Review, Springer;Southern Demographic Association (SDA), vol. 0, pages 1-22.
    9. David McClendon & Janet Kuo & R. Raley, 2014. "Opportunities to Meet: Occupational Education and Marriage Formation in Young Adulthood," Demography, Springer;Population Association of America (PAA), vol. 51(4), pages 1319-1344, August.
    10. Jia Yu & Yu Xie, 2015. "Changes in the Determinants of Marriage Entry in Post-Reform Urban China," Demography, Springer;Population Association of America (PAA), vol. 52(6), pages 1869-1892, December.
    11. Wei-hsin Yu & Yuko Hara, 2020. "Job characteristics, marital intentions, and partner-seeking actions: Longitudinal evidence from Japan," Demographic Research, Max Planck Institute for Demographic Research, Rostock, Germany, vol. 43(52), pages 1509-1544.
    12. Alexandra Killewald & Ian Lundberg, 2017. "New Evidence Against a Causal Marriage Wage Premium," Demography, Springer;Population Association of America (PAA), vol. 54(3), pages 1007-1028, June.
    13. Jona Schellekens & David Gliksberg, 2018. "The Decline in Marriage in Israel, 1960–2007: Period or Cohort Effect?," European Journal of Population, Springer;European Association for Population Studies, vol. 34(1), pages 119-142, February.
    14. Muzhi Zhou & Xiaogang Wu & Guangye He, 2017. "Marriage in an immigrant society: Education and the transition to first marriage in Hong Kong," Demographic Research, Max Planck Institute for Demographic Research, Rostock, Germany, vol. 37(18), pages 567-598.
    15. Mundra, Kusum & Uwaifo Oyelere, Ruth, 2018. "Marriage Market Signals and Homeownership for the Never Married," GLO Discussion Paper Series 258, Global Labor Organization (GLO).
    16. Pilar Gonalons-Pons & Christine R. Schwartz, 2017. "Trends in Economic Homogamy: Changes in Assortative Mating or the Division of Labor in Marriage?," Demography, Springer;Population Association of America (PAA), vol. 54(3), pages 985-1005, June.
    17. Lawrence M. Berger & Jason N. Houle, 2019. "Rising Household Debt and Children’s Socioemotional Well-being Trajectories," Demography, Springer;Population Association of America (PAA), vol. 56(4), pages 1273-1301, August.
    18. Wendy D. Manning & Pamela J. Smock & Marshal Neal Fettro, 2019. "Cohabitation and Marital Expectations Among Single Millennials in the U.S," Population Research and Policy Review, Springer;Southern Demographic Association (SDA), vol. 38(3), pages 327-346, June.
    19. Wendy Manning & Jessica Cohen, 2015. "Teenage Cohabitation, Marriage, and Childbearing," Population Research and Policy Review, Springer;Southern Demographic Association (SDA), vol. 34(2), pages 161-177, April.
    20. Wei-hsin Yu & Janet Chen-Lan Kuo, 2017. "Another work-family interface: Work characteristics and family intentions in Japan," Demographic Research, Max Planck Institute for Demographic Research, Rostock, Germany, vol. 36(13), pages 391-426.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:kap:jfamec:v:40:y:2019:i:1:d:10.1007_s10834-018-9591-6. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Sonal Shukla) or (Springer Nature Abstracting and Indexing). General contact details of provider: http://www.springer.com .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.