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Willingness-to-Pay for Family-Based Health Insurance: Findings From Household And Health Facility Surveys in Central Vietnam

Author

Listed:
  • Yasuharu Shimamura
  • Midori Matsushima
  • Hiroyuki Yamada
  • Minh Tam Nguyen

Abstract

This study explores factors associated with people’s willingness-to-pay (WTP) for family-based health insurance covering the whole family in central Vietnam. The amount of WTP was elicited by using a contingent value method in 2014 and the mean WTP was 2.27 percent of GDP per capita. Firstly, our study reveals that even the poor are willing to pay towards obtaining health insurance. Secondly, our regression analysis shows that the health insurance status of the household head, in addition to education, wealth level, and family size, is associated with WTP. Furthermore, our estimation results with restricted sample households whose designated health facility is the commune health station (CHS) confirm that healthcare service quality measures designed based on patients’ past experiences at the CHS are significant predictors of WTP as they can affect people’s valuation of the benefit of the health insurance.

Suggested Citation

  • Yasuharu Shimamura & Midori Matsushima & Hiroyuki Yamada & Minh Tam Nguyen, 2018. "Willingness-to-Pay for Family-Based Health Insurance: Findings From Household And Health Facility Surveys in Central Vietnam," Global Journal of Health Science, Canadian Center of Science and Education, vol. 10(7), pages 1-24, July.
    • Handle: RePEc:ibn:gjhsjl:v:10:y:2018:i:7:p:24
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    References listed on IDEAS

    as
    1. Sayem Ahmed & Mohammad Enamul Hoque & Abdur Razzaque Sarker & Marufa Sultana & Ziaul Islam & Rukhsana Gazi & Jahangir A M Khan, 2016. "Willingness-to-Pay for Community-Based Health Insurance among Informal Workers in Urban Bangladesh," PLOS ONE, Public Library of Science, vol. 11(2), pages 1-16, February.
    2. David Mark Dror, 2018. "Systematic Review of Willingness to Pay for Health Insurance in Low and Middle Income Countries," World Scientific Book Chapters, in: Financing Micro Health Insurance Theory, Methods and Evidence, chapter 8, pages 151-168, World Scientific Publishing Co. Pte. Ltd..
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    Cited by:

    1. Devaraj Acharya & Bhimsen Devkota & Ramesh Adhikari, 2018. "Willingness to Pay for Family Health Insurance: Evidence from Baglung and Kailali Districts of Nepal," Global Journal of Health Science, Canadian Center of Science and Education, vol. 10(12), pages 144-144, December.
    2. Monica Ewomazino Akokuwebe & Erhabor Sunday Idemudia, 2022. "A Comparative Cross-Sectional Study of the Prevalence and Determinants of Health Insurance Coverage in Nigeria and South Africa: A Multi-Country Analysis of Demographic Health Surveys," IJERPH, MDPI, vol. 19(3), pages 1-26, February.

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    JEL classification:

    • R00 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General - - - General
    • Z0 - Other Special Topics - - General

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