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Factors affecting the agricultural loan decision‐making process

Author

Listed:
  • Allen M. Featherstone
  • Christine A. Wilson
  • Terry L. Kastens
  • John D. Jones

Abstract

Keywords: Agricultural loans, Credit bureau score, Credit evaluation, Interest rates

Suggested Citation

  • Allen M. Featherstone & Christine A. Wilson & Terry L. Kastens & John D. Jones, 2007. "Factors affecting the agricultural loan decision‐making process," Agricultural Finance Review, Emerald Group Publishing Limited, vol. 67(1), pages 13-33, May.
    • Handle: RePEc:eme:afrpps:v:67:y:2007:i:1:p:13-33
    DOI: 10.1108/00214660780001195
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    References listed on IDEAS

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    1. Cole R. Gustafson, 1989. "Credit Evaluation: Monitoring the Financial Health of Agriculture," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 71(5), pages 1145-1151.
    2. Allen M. Featherstone & Laura M. Roessler & Peter J. Barry, 2006. "Determining the Probability of Default and Risk-Rating Class for Loans in the Seventh Farm Credit District Portfolio," Review of Agricultural Economics, Agricultural and Applied Economics Association, vol. 28(1), pages 4-23.
    3. Barry, Peter J. & Ellinger, Paul N., 1989. "Credit Scoring, Loan Pricing, And Farm Business Performance," Western Journal of Agricultural Economics, Western Agricultural Economics Association, vol. 14(1), pages 1-11, July.
    4. Gustafson, Cole R. & Beyer, Ronald J. & Saxowsky, David M., 1991. "Credit Evaluation: Investigating the Decision Process of Agricultural Loan Officers," 1991 Regional Committee NC-161, September 23-24, 1991, St. Louis, Missouri 130940, Regional Research Committee NC-1014: Agricultural and Rural Finance Markets in Transition.
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    Citations

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    Cited by:

    1. Johannes I. F. Henning & Henry Jordaan, 2016. "Determinants of Financial Sustainability for Farm Credit Applications—A Delphi Study," Sustainability, MDPI, vol. 8(1), pages 1-15, January.
    2. Christine Wilson & Allan Featherston & Terry Kastens & John Jones, 2006. "Determining What's Really Important to Lenders: Factors Affecting the Agricultural Loan Decision-Making Process," Working Papers 06-07, Purdue University, College of Agriculture, Department of Agricultural Economics.
    3. Myyrä, Sami, & Pietola, Kyosti & Heikkilä, Anna-Maija, 2011. "Farm Level Capital: Capital positions, structures, the dynamics of farm level investments, capital accumulation and leverage positions," Factor Markets Working Papers 105, Centre for European Policy Studies.
    4. Geoffroy Enjolras & Philippe Madiès, 2019. "The determinants of loan acceptance: a case study of French farms," Economics Bulletin, AccessEcon, vol. 39(1), pages 358-371.
    5. Jiangming Ma & Di Gao, 2023. "The Impact of Sustainable Supply-Chain Partnership on Bank Loans: Evidence from Chinese-Listed Firms," Sustainability, MDPI, vol. 15(6), pages 1-25, March.
    6. Landerito, Aiko O. & Dixon, Bruce L. & Ahrendsen, Bruce L. & Hamm, Sandra J. & Danforth, Diana M., 2009. "Analyzing FSA Direct Loan Borrower Payback Histories: Predictors of Financial Improvement and Loan Servicing Actions," 2009 Annual Meeting, July 26-28, 2009, Milwaukee, Wisconsin 49340, Agricultural and Applied Economics Association.
    7. Laura Brad & Gabriel Popescu & Alina Zaharia & Maria Claudia Diaconeasa & Daniela Mihai, 2018. "Exploring the Road to Agricultural Sustainability by Assessing the EU Debt Influencing Factors," Sustainability, MDPI, vol. 10(7), pages 1-46, July.
    8. Bruce L. Dixon & Bruce L. Ahrendsen & Brandon R. McFadden & Diana M. Danforth & Monica Foianini & Sandra J. Hamm, 2011. "Competing risks models of Farm Service Agency seven‐year direct operating loans," Agricultural Finance Review, Emerald Group Publishing Limited, vol. 71(1), pages 5-24, May.
    9. Joko Taddy Ballah & Chengu Abeenwi Che, 2023. "The Effects of Agricultural Inputs and Extension Services on Household Crop Production in Dschang, Menoua Division, West Region of Cameroon," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 7(3), pages 308-315, March.
    10. Gregory Nguh Muluh & Jude Ndzifon Kimengsi & Ngwa Kester Azibo, 2019. "Challenges and Prospects of Sustaining Donor-Funded Projects in Rural Cameroon," Sustainability, MDPI, vol. 11(24), pages 1-25, December.

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