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Clinical Analysis Of The Contributions Of Microfinance Institutions In Nigeria

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  • LAWAL Adedoyin Isola

    (Landmark University, Kwara State, Nigeria)

Abstract

This paper examines the impact of microfinance on credit expansion for microenterprises in Nigeria with an in-depth analysis of the effects of facilities offered by microfinance institutions on profit, income and savings as well as the train.ing. We used ANOVA and Turkey’s HSD test (Q Obtained) to examine the relationship between our dependent and independent variables, and among the independent variables, and observed that microfinance actually contributes to expansion of microbusiness and its survival in the long run. Our results shows that a functional relationship exist between all the independent variables. We recommends that microfinance institutions be strengthen and microentrepreneurs patronise microfinance so as to expand their business outfit.

Suggested Citation

  • LAWAL Adedoyin Isola, 2014. "Clinical Analysis Of The Contributions Of Microfinance Institutions In Nigeria," Studies in Business and Economics, Lucian Blaga University of Sibiu, Faculty of Economic Sciences, vol. 9(1), pages 95-108, April.
    • Handle: RePEc:blg:journl:v:9:y:2014:i:1:p:95-108
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    References listed on IDEAS

    as
    1. Hermes, Niels & Lensink, Robert & Meesters, Aljar, 2011. "Outreach and Efficiency of Microfinance Institutions," World Development, Elsevier, vol. 39(6), pages 938-948, June.
    2. Mersland, Roy & Strøm, Reidar Øystein, 2007. "Performance and corporate governance in microfinance institutions," MPRA Paper 3888, University Library of Munich, Germany.
    3. Mersland, Roy & Øystein Strøm, R., 2009. "Performance and governance in microfinance institutions," Journal of Banking & Finance, Elsevier, vol. 33(4), pages 662-669, April.
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