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A Study on the Impact of Microcredit on Socio-Economic Status of Beneficiaries

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  • Tiwari, Navneet
  • Jahanara

Abstract

The research aims to study outreach of microfinance in Lucknow district of Indian state of Uttar Pradesh. With the objective of studying outreach the study aims to explore how effectively microfinance is reaching to target population. According to the interpretation, microfinance benefits a lot of poor households, but not considerably rural women who are living below the poverty line. It also has a short affiliation with microfinance, few loan cycles, and no connection to poverty. Ex-post facto research design was used for conducting the research. The outreach of microfinance is question and impact and commitments to reduce poverty seems wage when institutions do not reach the actual target population. Population above poverty cannot be a good indicator for the efficiency of microfinance, while it poses greater questions on the positives impacts of microfinance.

Suggested Citation

  • Tiwari, Navneet & Jahanara, 2023. "A Study on the Impact of Microcredit on Socio-Economic Status of Beneficiaries," Asian Journal of Agricultural Extension, Economics & Sociology, Asian Journal of Agricultural Extension, Economics & Sociology, vol. 41(1), pages 1-4.
    • Handle: RePEc:ags:ajaees:367383
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    References listed on IDEAS

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    1. Supriya Garikipati, 2017. "The Impact of Microfinance on Poverty Alleviation: Making Sense of the Evidence," Palgrave Studies in Impact Finance, in: Gianluigi Giorgioni (ed.), Development Finance, chapter 7, pages 189-206, Palgrave Macmillan.
    2. Jonathan Morduch, 1999. "The Microfinance Promise," Journal of Economic Literature, American Economic Association, vol. 37(4), pages 1569-1614, December.
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